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Banking and Finance Vocabulary in Belarusian

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Learning a new language opens up a world of opportunities, and for those looking to do business or manage their finances in Belarus, knowing the local banking and finance vocabulary is essential. Below is a list of key terms in Belarusian with definitions and examples to help you navigate financial conversations with ease.

Банк (Bank)
A financial institution licensed to receive deposits and provide loans. In Belarus, banks also offer other financial services, including currency exchange and wealth management.
Які час адкрываецца ваш банк?

Валюта (Currency)
The money in any form when in actual use or circulation in a particular country, especially circulating banknotes and coins.
Якая валюта ў Беларусі?

Крэдыт (Credit)
An agreement in which a borrower receives something of value now and agrees to repay the lender at a later date with interest.
Мне патрэбны крэдыт на куплю дома.

Узнагарода (Interest)
The charge for the privilege of borrowing money, typically expressed as an annual percentage rate.
Якая ўзнагарода па гэтаму крэдыту?

Шот (Account)
A record or statement of financial expenditure and receipts relating to a particular period or purpose.
Я хачу адкрыць шот у вашым банку.

Інвестыцыя (Investment)
The action or process of investing money for profit or material result.
Інвестыцыя ў нерухомість заўсёды здаецца разумнай.

Заёмшчык (Borrower)
An individual, business, or organization that owes money to another individual, business, or organization.
Заёмшчык павінен вяртаць грошы ў зазначаны тэрмін.

Дэпазіт (Deposit)
A sum of money placed in an account to be held by a bank for safety or as collateral.
Каб зарэзерваваць гэты дом, патрэбны сур’ёзны дэпазіт.

Акцыі (Stock)
The capital raised by a corporation through the issue of shares entitling holders to an ownership interest (equity).
Я ўклаў грошы ў акцыі тэхналагічнай кампаніі.

Дывідэнды (Dividends)
A sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).
Дывідэнды па гэтых акцыях выплачваюцца штомесяц.

Бухгалтарыя (Accounting)
The action or process of keeping financial accounts.
Мы нанялі прафесійную бухгалтарыю для нашай кампаніі.

Баланс (Balance)
The amount of money held in a financial repository, generally a bank account, at any given moment.
Праверце баланс вашага банкаўскага шоту, каб упэўніцца, што транзакцыя прайшла.

Вэксаль (Bill of exchange)
A written, unconditional order by one party to another to pay a specified sum of money on demand or at a fixed future date.
Пры прадуктавых аперацыях між кампаніямі часта выкарыстоўваецца вэксаль.

Understanding these terms will be beneficial for anyone looking to engage in financial activities or learn more about banking and finance in Belarus. Not only will this help in practical situations, but it will also deepen your connection with the Belarusian language and culture.

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