Learning Korean can be a thrilling adventure, especially when you want to use it for practical, real-life situations such as banking and financial services. Knowing the right vocabulary can help you navigate these essential services with confidence. In this article, we will cover some key Korean vocabulary terms that are widely used in the realm of banking and finance.
은행 (Eunhaeng)
Definition: Bank
저는 오늘 은행에 가서 계좌를 개설하고 싶어요.
(I want to open an account at the bank today.)
계좌 (Gyecho)
Definition: Account
제 계좌에 얼마가 남아 있는지 확인하고 싶어요.
(I want to check how much money is left in my account.)
저축 (Jeochuk)
Definition: Savings
미래를 위해 매달 일정 금액을 저축하고 있어요.
(I’m saving a certain amount of money every month for the future.)
예금 (Yegum)
Definition: Deposit
급여가 들어오면 자동으로 일부 금액이 예금계좌로 이체돼요.
(When my salary comes in, a portion of it is automatically deposited into my account.)
출금 (Chulgeum)
Definition: Withdrawal
점심시간에 은행에 가서 현금을 출금할 거예요.
(I will go to the bank to make a cash withdrawal during lunchtime.)
대출 (Daechul)
Definition: Loan
제가 주택 대출을 받으려면 어떤 서류가 필요한가요?
(What documents do I need to apply for a housing loan?)
이자 (Ija)
Definition: Interest
이 은행 계좌는 이자율이 꽤 높아서 저축하기 좋아요.
(This bank account has a high-interest rate, making it good for savings.)
환율 (Hwanyul)
Definition: Exchange rate
오늘 환율은 어제보다 더 좋습니다.
(The exchange rate today is better than yesterday.)
송금 (Songgeum)
Definition: Remittance
해외로 송금을 하려면 어떤 절차를 거쳐야 하나요?
(What procedures do I have to go through to make a remittance abroad?)
투자 (Toojah)
Definition: Investment
나는 주식 시장에 투자할 계획을 세우고 있어요.
(I am planning to make investments in the stock market.)
신용등급 (Shinyong Deunggeup)
Definition: Credit rating
은행 대출을 받기 전에 신용등급을 확인해야 해요.
(I need to check my credit rating before getting a loan from the bank.)
자산 (Jasan)
Definition: Asset
그의 회사는 다양한 자산을 보유하고 있어요.
(His company holds a variety of assets.)
부채 (Buchae)
Definition: Debt
저는 제 부채를 갚는 데 집중하고 있습니다.
(I am focusing on paying off my debt.)
이체 (Iche)
Definition: Transfer
은행 앱을 사용해서 쉽게 계좌로 돈을 이체할 수 있어요.
(I can easily transfer money to the account using the bank app.)
By familiarizing yourself with these terms, you would be able to articulate your needs effectively when dealing with a variety of banking or financial service scenarios in Korea. Practice using these words in sentences and soon, managing your financial matters in Korean will become second nature.
