Navigating the world of finance can be complicated, especially if you’re learning a new language. In this article, we’ll explore essential financial terms and concepts in Nepali, helping English speakers understand and communicate financial matters effectively when dealing with Nepali language speakers.

Basic Financial Terms

Money in Nepali is called पैसा (paisa). Understanding this term is fundamental, as it’s commonly used in everyday transactions.

तपाईंसँग कति पैसा छ? (Tapā’īṅsanga kati paisa cha?) – How much money do you have?

Bank translates to बैंक (baṅk) in Nepali. This is another essential term, as banks are central to many financial transactions.

म बैंक जाँदैछु। (Ma baṅk jāṅdaichu.) – I am going to the bank.

Financial Transactions

Deposit and withdrawal are common banking transactions. In Nepali, deposit is जम्मा (jammā) and withdrawal is निकासी (nikāsī).

मैले बैंकमा पैसा जम्मा गरेँ। (Maile baṅkamā paisā jammā gareṅ.) – I deposited money in the bank.

मैले बैंकबाट पैसा निकालेँ। (Maile baṅkabāṭ paisā nikāleṅ.) – I withdrew money from the bank.

Investment Terms

Invest in Nepali is लगानी गर्नु (lagānī garnu). This term is crucial for discussions related to growing personal or business finances.

मैले शेयर बजारमा लगानी गरेको छु। (Maile śeyar bajāramā lagānī gareko chu.) – I have invested in the stock market.

Profit and loss are key concepts in investment. Profit is मुनाफा (munāphā) and loss is घाटा (ghāṭā) in Nepali.

मेरो लगानीबाट मुनाफा भयो। (Mero lagānībāṭa munāphā bhayo.) – I made a profit from my investment.

मेरो लगानीबाट घाटा भयो। (Mero lagānībāṭa ghāṭā bhayo.) – I incurred a loss from my investment.

Currency and Exchange

Currency in Nepali is मुद्रा (mudrā). When traveling or doing business in Nepal, you’ll frequently encounter this term.

नेपालको मुद्रा के हो? (Nepālako mudrā ke ho?) – What is the currency of Nepal?

Exchange rate is a vital concept for converting one currency to another, known as विनिमय दर (vinimaya dara) in Nepali.

आजको विनिमय दर कति छ? (Ājako vinimaya dara kati cha?) – What is today’s exchange rate?

Budgeting and Expenses

Budget is called बजेट (bajeṭa) in Nepali. Whether for personal finance or business, understanding how to discuss budgeting is important.

हाम्रो मासिक बजेट कति हो? (Hāmrō māsik bajeṭa kati ho?) – What is our monthly budget?

Expense or expenditure is termed खर्च (kharcha). Keeping track of expenses is crucial for effective financial management.

मेरो मासिक खर्च कति हुन्छ? (Mero māsik kharcha kati huncha?) – How much are my monthly expenses?

Taxes and Duties

Tax in Nepali is कर (kara). Whether you’re working or running a business in Nepal, you’ll need to discuss taxes.

तपाईंले कति कर तिर्नु पर्छ? (Tapā’īṅle kati kara tirnu parcha?) – How much tax do you have to pay?

Customs duty, important in international trade, is भन्सार शुल्क (bhansāra śulka) in Nepali.

आयातित सामानमा भन्सार शुल्क कति लाग्छ? (Āyātit sāmānamā bhansāra śulka kati lāgcha?) – How much is the customs duty on imported goods?

Understanding these financial terms and concepts in Nepali not only aids in financial transactions but also enriches your language skills, fostering better communication and deeper cultural understanding. Whether you’re a traveler, expatriate, or student, mastering these terms will significantly enhance your experiences in Nepal.