The world of banking and finance is universally important and having the related vocabulary at your fingertips can be incredibly useful—especially when dealing with a different language. For English speakers learning Russian, understanding these words is key to navigating financial discussions or transactions in Russian-speaking countries. Here’s a list of essential banking and finance-related vocabulary in Russian with definitions and examples:

Банк (bank)
A financial institution that accepts deposits from the public and creates credit.
Я положил свои сбережения в банк.

Вклад (deposit)
A sum of money placed in a bank account.
Я открыл вклад на три года под высокий процент.

Счёт (account)
An arrangement by which an organization holds funds on behalf of a client or supplies goods or services to them on credit.
Пожалуйста, переведите деньги на мой счёт.

Кредит (credit/loan)
The provision of money, goods, or services with the expectation of future payment.
Я взял кредит в банке чтобы купить дом.

Валюта (currency)
A system of money in general use in a particular country.
Какая валюта используется в этой стране?

Обмен валют (currency exchange)
The act of exchanging one currency for another.
Где можно сделать обмен валют по хорошему курсу?

Банкомат (ATM)
An electronic banking outlet that allows customers to complete basic transactions.
Рядом с супермаркетом есть банкомат.

Кредитная карта (credit card)
A card issued by a financial company giving the holder an option to borrow funds, usually at the point of sale.
Я заплатил за покупки кредитной картой.

Дебетовая карта (debit card)
A card that deducts money directly from a checking account to pay for purchases.
Я предпочитаю использовать дебетовую карту, чтобы контролировать свои расходы.

Инвестиции (investments)
Assets that are purchased with the hope that they will generate income or appreciate in the future.
Инвестиции в золото считаются надёжными.

Акции (stocks/shares)
Types of securities that signify ownership in a corporation and represent a claim on part of the corporation’s assets and earnings.
Я купил акции этой компании, потому что ожидаю их рост в будущем.

Фондовый рынок (stock market)
A market in which shares are bought and sold, also called an equity market.
Фондовый рынок сегодня на подъёме.

Процентная ставка (interest rate)
The amount a lender charges for the use of assets expressed as a percentage of the principal.
Банк увеличил процентную ставку по ипотеке.

Налог (tax)
A compulsory financial charge or some other type of levy imposed on a taxpayer by a governmental organization.
Каждый гражданин обязан уплачивать налоги.

Бухгалтер (accountant)
A professional who performs accounting functions such as audits or financial statement analysis.
Наш бухгалтер помогает нам оптимизировать наши финансы.

Экономика (economy)
The large set of inter-related production and consumption activities that aid in determining how scarce resources are allocated.
Экономика этой страны продолжает расти.

Финансовый кризис (financial crisis)
A situation in which the value of financial institutions or assets drops rapidly.
Финансовый кризис 2008 года затронул мировую экономику.

Курс валют (exchange rate)
The value of one country’s currency with respect to another’s.
Курс валют постоянно меняется.

Understanding and using this vocabulary correctly can significantly improve your ability to discuss financial matters in Russian, whether you’re opening a bank account, discussing investment opportunities, or simply exchanging currency while traveling. Keep practicing, and soon these terms will be second nature in your Russian language skill set.