Learning the language of banking and finance is critical for professional communication, especially if you’re doing business in a Hindi-speaking region. Understanding key terms can help you navigate financial documents, banking transactions, and conversations with ease. Here’s a guide to some essential Hindi terms in banking and finance, complete with definitions and example sentences.

बैंक खाता (Bank Khata) — Bank Account
A bank account is where you deposit and withdraw money at a banking institution.
मेरा बैंक खाता स्टेट बैंक ऑफ इंडिया में है।
(My bank account is with the State Bank of India.)

बचत खाता (Bachat Khata) — Savings Account
A savings account is a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate.
क्या आपने अपना बचत खाता खोला?
(Have you opened your savings account?)

चालू खाता (Chalu Khata) — Current Account
A current account is a type of deposit account for traders and businessmen who need to access their funds frequently.
हमारी कंपनी का चालू खाता ICICI बैंक में है।
(Our company’s current account is with ICICI Bank.)

रुपया (Rupaya) — Rupee
Rupee is the official currency of India.
इस वस्तु की कीमत पाँच सौ रुपये है।
(The price of this item is five hundred rupees.)

निवेश (Nivesh) — Investment
Investment refers to the action of investing money for profit.
मैं शेयर बाजार में निवेश करना चाहता हूँ।
(I want to invest in the stock market.)

शेयर बाजार (Share Bazaar) — Stock Market
The stock market is the aggregation of buyers and sellers of stocks, which represent ownership claims on businesses.
शेयर बाजार में उतार-चढ़ाव आम बात है।
(Fluctuations are common in the stock market.)

वित्त (Vitta) — Finance
Finance is the management of large amounts of money, especially by governments or large companies.
वित्त प्रबंधन के लिए उचित योजना जरूरी है।
(Proper planning is essential for financial management.)

लोन (Loan) — Loan
A loan is when money is given to another party in exchange for repayment of the loan principal amount plus interest.
मुझे घर खरीदने के लिए लोन की जरूरत है।
(I need a loan to buy a house.)

ब्याज (Byaaj) — Interest
Interest is the charge for the privilege of borrowing money, typically expressed as an annual percentage rate.
इस बचत खाते पर आपको सालाना 4% ब्याज मिलता है।
(This savings account yields 4% interest annually.)

मुद्रा (Mudra) — Currency
Currency refers to money in any form when in use or circulation as a medium of exchange, especially in the form of banknotes and coins.
भारतीय मुद्रा काफी रंगीन होती है।
(Indian currency is quite colorful.)

जमा (Jama) — Deposit
A deposit is a sum of money placed or kept in a bank account, usually to gain interest.
मैंने अपने बैंक खाते में दस हज़ार रुपये जमा किये हैं।
(I have deposited ten thousand rupees in my bank account.)

निकासी (Nikasi) — Withdrawal
Withdrawal is the act of taking money out of a bank account.
मैंने अपने खाते से पाँच हज़ार रुपये की निकासी की।
(I withdrew five thousand rupees from my account.)

By familiarizing yourself with these terms, you’ll be better prepared to navigate the banking and financial sectors in Hindi-speaking regions. Remember, when learning a new language, practical application is key, so try to use each new term in conversation to reinforce your knowledge.