When learning a new language, understanding the vocabulary associated with everyday activities such as handling money is essential. This comprehensive guide will walk you through key financial vocabulary in Norwegian, complete with phrases and contexts you might find them used in. Whether you’re planning to visit Norway, conduct business, or just expand your linguistic skills, this article will provide you with the necessary financial terms and their usage in Norwegian.

Basic Financial Terms

Let’s start with the basics. When dealing with money, certain keywords are crucial. The Norwegian word for ‘money’ is penger.

Hvor mye penger har du? – How much money do you have?

The term for ‘bank’ in Norwegian is bank, which is quite easy to remember.

Jeg må gå til banken for å ta ut penger. – I need to go to the bank to withdraw money.

Another important term is ‘currency,’ which in Norwegian is valuta.

Hva er valutakursen mellom euro og norske kroner? – What is the exchange rate between the euro and Norwegian kroner?

Making Transactions

When you’re in a store or restaurant, you might need to ask about prices or methods of payment. The word for ‘price’ is pris.

Kan du fortelle meg prisen på denne boken? – Can you tell me the price of this book?

For ‘cash,’ Norwegians use the word kontanter.

Betaler du med kort eller kontanter? – Are you paying with card or cash?

The term ‘to pay’ is translated as å betale.

Jeg skal betale for middagen. – I will pay for the dinner.

Saving and Investing

If you’re discussing savings or talking about investments, you would use the word ‘savings’ which is sparing in Norwegian.

Jeg har en sparekonto i banken. – I have a savings account at the bank.

For ‘investment,’ the appropriate Norwegian term is investering.

Investeringen i eiendom kan være lønnsom. – Investing in property can be profitable.

The verb ‘to save’ is å spare.

Vi prøver å spare penger til en ny bil. – We are trying to save money for a new car.

Borrowing and Debt

Discussing borrowing or debts requires some specific vocabulary as well. The term for ‘loan’ is lån.

Jeg må ta opp et lån for å kjøpe huset. – I need to take out a loan to buy the house.

‘Debt’ translates to gjeld in Norwegian.

De har mye gjeld. – They have a lot of debt.

The phrase ‘to borrow’ is å låne.

Kan jeg låne penger av deg? – Can I borrow money from you?

Credit and Cards

When dealing with credit cards or bank cards, the term ‘credit card’ is kredittkort.

Jeg bruker kredittkortet mitt til å betale for alt. – I use my credit card to pay for everything.

Meanwhile, ‘debit card’ is termed as bankkort in Norwegian.

Har du et bankkort? – Do you have a debit card?

The term ‘to charge’ as in to charge a card is å belaste.

Kan du belaste beløpet til kredittkortet mitt? – Can you charge the amount to my credit card?

Exchange and Conversion

When traveling or dealing with foreign currencies, knowing how to discuss exchange rates and conversions is helpful. The phrase ‘exchange rate’ is valutakurs.

Valutakursen endrer seg hver dag. – The exchange rate changes every day.

To ‘exchange’ money, you would use the verb å veksle.

Jeg trenger å veksle noen dollar til kroner. – I need to exchange some dollars to kroner.

Wrapping Up

Understanding these financial terms and phrases in Norwegian can greatly enhance your ability to navigate financial discussions, shopping, dining, and even complex investment conversations in Norway. Remember, practice makes perfect. Try to use these terms in context as often as you can, and soon handling money in Norwegian will become second nature.