Learning a new language opens up a wealth of opportunities, especially in the realm of finance and business where terminology can be a critical component of the conversation. If you are interested in understanding and using Bulgarian financial terms, this guide will provide you with a fundamental vocabulary to help you navigate through any financial dialogue or text.

Пари (pari) – Money
The term ‘пари’ is one of the basics in the financial vocabulary. It refers to any currency used as a medium of exchange for goods and services.
Колко пари имаш при теб?

Банка (banka) – Bank
‘Банка’ refers to a financial institution that deals with deposits and advances and provides other financial services.
Имам сметка в местната банка.

Сметка (smetka) – Account
A ‘сметка’ in the financial sense refers to a bank account where money is deposited and withdrawn.
Трябва да преведа пари по моята сметка.

Икономика (ikonomika) – Economy
The term ‘икономика’ refers to the system of production, distribution, and consumption of goods and services of a country or other area.
Икономиката на България бавно се възстановява.

Инвестиция (investitsiya) – Investment
‘Инвестиция’ refers to the act of dedicating resources, usually money, with the expectation of obtaining an income or profit.
Той направи разумна инвестиция в имоти.

Акции (aktsii) – Stocks
The word ‘акции’ refers to shares of ownership in a corporation, representing a claim on part of the corporation’s assets and earnings.
Тя купи акции от растящи технологични компании.

Облигации (obligatsii) – Bonds
‘Облигации’ are fixed income investments in which an investor loans money to an entity, which borrows the funds for a defined period at a fixed interest rate.
Правителствените облигации обикновено са с нисък риск.

Валута (valuta) – Currency
‘Валута’ refers to the system or type of money that a country uses.
Еврото е официалната валута в много европейски страни.

Бюджет (byudzhet) – Budget
A ‘бюджет’ is an estimate of income and expenditure for a set period of time.
Трябва да спазваме семейния бюджет.

Кредит (kredit) – Credit
‘Кредит’ refers to the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Взех кредит за да си купя кола.

Лихва (lihva) – Interest
‘Лихва’ is the cost of borrowing money typically expressed as an annual percentage of the loan outstanding.
Банката ми начисли висока лихва по ипотеката.

Икономически растеж (ikonomicheski rastezh) – Economic Growth
‘Икономически растеж’ refers to the increase in the inflation-adjusted market value of the goods and services produced by an economy over time.
Икономическият растеж е важен за националното благосъстояние.

Инфлация (inflatsiya) – Inflation
‘Инфлация’ is the rate at which the general level of prices for goods and services is rising, and subsequently, purchasing power is falling.
Високата инфлация ерозира спестяванията на хората.

Пазар (pazar) – Market
The term ‘пазар’ can refer to a physical marketplace or the business or trade in a particular commodity or service, including the financial market.
Пазарът на недвижими имоти става все по-конкурентен.