Learning a new language opens up a plethora of opportunities, including the ability to handle financial matters in that language. For English speakers venturing into the Lithuanian market or those simply looking to expand their vocabulary, understanding key financial terms and banking vocabulary in Lithuanian is essential. Here are some important terms and phrases to get you started:
Bankas
Definition: Bank – An institution where one can deposit and borrow money and take care of financial affairs.
Ar esate lankęs šiame banke anksčiau?
Sąskaita
Definition: Account – A record summarizing all the information pertaining to a financial transaction.
Ar galiu atidaryti naują sąskaitą šiandien?
Pinigų pervedimas
Definition: Money transfer – The process of moving money from one account to another.
Kiek laiko trunka pinigų pervedimas iš vienos šalies į kitą?
Valiuta
Definition: Currency – The system of money in general use in a particular country.
Kokia šios šalies pagrindinė valiuta?
Apsikeitimo kursas
Definition: Exchange rate – The value of one currency for the purpose of conversion to another.
Koks šiandienos apsikeitimo kursas dolerio atžvilgiu?
Indėlis
Definition: Deposit – A sum of money placed or kept in a bank account, usually to gain interest.
Ar aš galiu padidinti indėlį savo taupyklėje?
Kreditas
Definition: Credit – The ability to obtain goods or services before payment, based on the trust that payment will be made in the future.
Koks yra jūsų kredito limitas?
Paskola
Definition: Loan – A sum of money that is borrowed and is expected to be paid back with interest.
Ar bankas suteiks man paskolą namui įsigyti?
Lizingas
Definition: Leasing – A financial arrangement where one pays for the use of a vehicle, property, or equipment over a set period of time.
Kokios yra lizingo mėnesinės įmokos?
Mokėjimo kortelė
Definition: Payment card – A card used to pay for goods and services, directly transferring funds from the holder’s account.
Ar galiu mokėti šia mokėjimo kortele užsienyje?
Investicija
Definition: Investment – The action of investing money for profit.
Kokia yra pelningiausia investicija šiais metais?
Vekselis
Definition: Bill of exchange – A written order binding one party to pay a fixed sum of money to another party on demand or at a predetermined date.
Ar galite paaiškinti, kaip veikia vekselis?
Palūkanų norma
Definition: Interest rate – The proportion of a loan that is charged as interest to the borrower.
Kokia dabartinė palūkanų norma mano būsto paskolai?
Dividendai
Definition: Dividends – A sum of money paid regularly by a company to its shareholders out of its profits.
Kada bus mokami dividendai už šių metų pelną?
Buhalterija
Definition: Accounting – The skill or practice of maintaining and auditing financial records and preparing reports on the financial affairs of a business.
Ar jūsų įmonėje buhalterija yra atliekama viduje ar samdote išorinės apskaitos firmas?
Bankrotas
Definition: Bankruptcy – A legal status of a person or an organization that cannot repay the debts it owes to creditors.
Ką reikia daryti jei įmonė paskelbiama bankrotu?
With these core financial terms and banking vocabulary in Lithuanian, you can confidently navigate through financial conversations and transactions in a Lithuanian-speaking environment. Remember, as with any learning endeavor, practice is key. Don’t hesitate to engage in discussions, read financial news or even seek out additional resources to expand your expertise in the Lithuanian financial world. Sėkmės (Good luck)!
