Learning a new language often involves diving into the specific terminology related to various sectors, such as business and finance, which are vital for professional communication. Mastering the vocabulary in these fields can significantly enhance your understanding and ability to engage in discussions or transactions. Let’s explore some crucial business and finance-related Malay vocabulary.

Perniagaan
Perniagaan means business in Malay. It refers to the commercial activity of buying and selling goods and services.
Dia telah mempelajari asas-asas perniagaan sebelum memulakan syarikatnya.

Kewangan
Kewangan translates to finance. It’s a broad term that covers the management of money and includes activities such as lending, borrowing, saving, investing, and budgeting.
Beliau bertanggungjawab atas pengurusan kewangan syarikat.

Pelaburan
Pelaburan means investment. It’s the action or process of investing money for profit.
Saya sedang mempertimbangkan beberapa peluang pelaburan untuk portfolio saya.

Pendapatan
Pendapatan is the Malay word for income. It’s the money that an individual or business receives in exchange for providing a good or service or through investing capital.
Pendapatan bulanan saya meningkat setelah saya mendapat promosi.

Perbelanjaan
Perbelanjaan translates to expenses. These are the outflows of cash or other assets from a person or company to pay for goods or services.
Perbelanjaan kami untuk projek baru itu agak besar.

Untung
Untung means profit, which is the financial gain that is realized when the amount of revenue gained exceeds the expenses, costs, and taxes needed to sustain the activity.
Syarikat ini telah mencatatkan untung yang tinggi pada suku tahun ini.

Kerugian
Kerugian is the term for loss in Malay. This refers to when expenses exceed revenues, often referred to when a business is not profitable.
Kami telah mengalami kerugian akibat penurunan permintaan pasar.

Saham
Saham means stock or share. It represents a fraction of the ownership in a corporation and entitles the owner to a portion of the corporation’s assets and profits.
Saya membeli beberapa saham di sebuah syarikat teknologi yang sedang berkembang.

Aset
Aset refers to an asset, which is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide future benefit.
Tanah dan bangunan adalah aset utama untuk syarikat kami.

Liabiliti
Liabiliti translates to liability. In financial accounting, a liability is defined as the future sacrifices of economic benefits that an entity is obliged to make to other entities due to past transactions or other past events.
Kami harus mengurangkan liabiliti untuk mempertahankan aliran tunai yang sehat.

Insolvensi
Insolvensi describes the inability of a person or organization to pay their debts as and when they are due.
Syarikat itu hampir menghadapi insolvensi tetapi diselamatkan melalui pelaburan baru.

Kredit
Kredit signifies credit. It usually refers to the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately, therefore generating a debt.
Kredit yang baik penting untuk membeli rumah dengan pinjaman pendirian.

Understanding these business and finance-related Malay terms can greatly contribute to more profound professional interactions and endeavors. Continuous learning and practice can help to firmly root these words in your vocabulary as you expand your linguistic and cultural horizons in the Malay-speaking business world.