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Banking and Financial Terms in Greek

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Learning a new language opens up a world of opportunities, especially when dealing with practical subjects like banking and finance. Whether you’re living in Greece, traveling, or simply want to expand your linguistic skills, understanding Greek banking and financial terms is essential. Here, we provide a collection of these terms, along with their definitions and examples of how they are used in a sentence.

Τράπεζα (trápeza) – Bank
This is the place where people go to deposit or withdraw money, manage accounts, and obtain financial services.
Θέλω να επισκεφθώ την τράπεζα για να ανοίξω έναν λογαριασμό.

Λογαριασμός (logariasmós) – Account
This refers to a record of the financial transactions between a customer and a bank.
Έλεγξα τον λογαριασμό μου και είδα ότι η μισθοδοσία μου είχε κατατεθεί.

Κατάθεση (katáthesi) – Deposit
This is money placed into a bank account.
Θέλω να κάνω μια κατάθεση στον ταμία.

Ανάληψη (análipsi) – Withdrawal
This is the act of taking money out of a bank account.
Θα κάνω μια ανάληψη από το ATM.

Χρεωστική Κάρτα (chreostikí kárta) – Debit Card
A card that allows customers to spend money by drawing on funds they have deposited at the bank.
Χρησιμοποίησα τη χρεωστική μου κάρτα για να πληρώσω τα ψώνια μου.

Πιστωτική Κάρτα (pistotikí kárta) – Credit Card
A card issued by a financial company giving the holder an option to borrow funds, usually at the point of sale.
Έλαβα το λογαριασμό της πιστωτικής μου κάρτας σήμερα.

Τόκος (tókos) – Interest
The cost of borrowing money or the return on savings.
Ο τόκος στο δάνειό μου είναι αρκετά χαμηλός.

Δάνειο (dáneio) – Loan
Money that a bank lends and individuals borrow, to be paid back with interest.
Αιτήθηκα δάνειο από την τράπεζα για να αγοράσω ένα νέο αυτοκίνητο.

Πληρωμή (pliromí) – Payment
The action or process of paying someone or something, or the amount paid.
Η μηνιαία πληρωμή για το σπίτι είναι λίγο υψηλή, αλλά διαχειρίσιμη.

Μεταφορά (metaforá) – Transfer
Moving funds from one account to another either within the same bank or across different banks.
Έκανα μια ηλεκτρονική μεταφορά στον λογαριασμό του φίλου μου.

Ισολογισμός (isologismós) – Balance
The amount of money held in a bank account at any given moment.
Θα πρέπει να ελέγξω τον ισολογισμό του λογαριασμού μου πριν κάνω αυτήν την αγορά.

Συναλλαγή (synallagí) – Transaction
An instance of buying or selling something; a business deal.
Η τελευταία συναλλαγή στο λογαριασμό μου ήταν σε ένα βιβλιοπωλείο.

Οικονομική Αγορά (oikonomikí agorá) – Financial Market
A market where securities, bonds, equities, and currencies are traded.
Οι εταιρείες αναζητούν συχνά κεφάλαια στην οικονομική αγορά.

Understanding these terms in Greek not only helps you conduct daily transactions while in Greece but also provides a deeper insight into the country’s culture and how it manages financial matters. Keep practicing and integrating these terms into your vocabulary, and you’ll find that handling your financial affairs in Greek becomes second nature.

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