Bank
Definition: A financial institution licensed to receive deposits and make loans.
Boleh kamu tunjuk saya di mana bank yang terdekat?
Translation: Can you show me where the nearest bank is?
Simpanan
Definition: Savings or deposits in a financial context.
Saya ingin membuka akaun simpanan untuk anak saya.
Translation: I would like to open a savings account for my child.
Pinjaman
Definition: A loan, or the act of lending money that should be paid back usually with interest.
Berapakah faedah pinjaman peribadi di bank ini?
Translation: What is the interest rate for a personal loan at this bank?
Perbankan Internet
Definition: Internet banking, conducting financial transactions via the internet.
Saya lebih suka menggunakan perbankan Internet untuk bayar bil saya.
Translation: I prefer using internet banking to pay my bills.
ATM (Mesin Tunai Automatik)
Definition: Automated Teller Machine, a machine that provides bank customers with access to financial transactions.
Di manakah saya boleh cari ATM di sini?
Translation: Where can I find an ATM around here?
Baki
Definition: Balance, the amount of money held in a bank account.
Saya ingin semak baki akaun saya, sila.
Translation: I would like to check my account balance, please.
Cek
Definition: Check, a written order to a bank to pay the stated amount from the drawer’s account.
Bolehkah saya bayar dengan cek di sini?
Translation: Can I pay by cheque here?
Faedah
Definition: Interest, money charged by a lender to a borrower for the use of borrowed money.
Bagaimana cara untuk mengira faedah untuk pinjaman ini?
Translation: How is the interest calculated for this loan?
Perdagangan Saham
Definition: Stock trading, the buying and selling of shares in corporations.
Saya berminat untuk memulakan perdagangan saham. Di manakah saya boleh belajar?
Translation: I am interested in starting stock trading. Where can I learn?
Insurans
Definition: Insurance, an arrangement by which a company provides a guarantee of compensation for specified loss, damage, illness, or death.
Apakah jenis insurans yang paling sesuai untuk saya?
Translation: What type of insurance is most suitable for me?
Pelaburan
Definition: Investment, the action or process of investing money for profit.
Saya sedang mencari peluang pelaburan yang baik.
Translation: I am looking for good investment opportunities.
Perpindahan Wang
Definition: Money transfer, moving money from one account to another or sending money to another person.
Bagaimana saya hendak melakukan perpindahan wang ke luar negara?
Translation: How do I make an overseas money transfer?
Kad Kredit
Definition: Credit card, a plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.
Berapakah had kredit bagi kad kredit ini?
Translation: What is the credit limit of this credit card?
These are just a few of the many banking and financial phrases you will encounter in Malay. Understanding these terms can greatly help you navigate financial discussions and transactions in Malaysia. With a bit of practice, you can confidently discuss finance and banking in Malay. Selamat belajar! (Happy learning!)