Learning a new language opens doors to understanding culture, history, and, significantly, the practical aspects of daily life, such as banking and finance. When it comes to Kazakh, a Turkic language spoken primarily in Kazakhstan, mastering specific vocabulary related to banking and finance can significantly aid in everyday transactions and business interactions. This article aims to introduce English speakers to essential Kazakh terms and phrases in the banking and finance sector, complete with practical examples to enhance understanding and usage.
Basic Banking Terms
When entering a bank in Kazakhstan, it’s crucial to know some basic terms. The word for “bank” in Kazakh is банк (bank). If you need to visit a bank, you might want to say:
– Мен банкке барғым келеді. (Men bankke barǵym keledi.) – I want to go to the bank.
Opening a bank account is often one of the first steps in managing your finances. In Kazakh, a bank account is referred to as банк шоты (bank shoty). To open an account, you might need to say:
– Мен жаңа банк шотын ашқым келеді. (Men jańa bank shotyn ashqym keledi.) – I want to open a new bank account.
Deposits and withdrawals are frequent transactions. The Kazakh word for deposit is салым (salym), and withdrawal is шешім (sheshim). Here’s how you might use these words:
– Мен ақшаны банкке салғым келеді. (Men aqshany bankke salǵym keledi.) – I want to deposit money in the bank.
– Мен ақшаны банктен шешіп алғым келеді. (Men aqshany bankten sheship alǵym keledi.) – I want to withdraw money from the bank.
Currency and Exchange
Discussing currency is inevitable in banking and finance. The Kazakh word for money is ақша (aqsha). Kazakhstan’s currency is the Tenge, which is written as теңге (teńge) in Kazakh. If you need to exchange currency, you might use:
– Мен долларды теңгеге айырбастағым келеді. (Men dollardy teńgege aýyrbastaǵym keledi.) – I want to exchange dollars for tenge.
Loans and Interest Rates
If you’re looking to take a loan, the word in Kazakh is несие (nesie). Interest rate is referred to as пайыздық мөлшерлеме (paıyzdyq mölsherleme). When discussing loans, you might say:
– Мен несие алғым келеді. (Men nesie alǵym keledi.) – I want to take a loan.
– Бұл несиенің пайыздық мөлшерлемесі қандай? (Bul nesieniń paıyzdyq mölsherlemesi qandai?) – What is the interest rate for this loan?
Banking Services
Many banks offer various services, from online banking to safe deposit boxes. The term for services in Kazakh is қызметтер (qyzmetter). If you’re interested in online banking, you might say:
– Мен онлайн банкинг қызметін пайдаланғым келеді. (Men onlaıyn banking qyzmetin paıdalanǵym keledi.) – I want to use online banking services.
Investments and Stocks
Investing is another crucial aspect of finance. The word for investment in Kazakh is инвестиция (investiciya), and stocks are referred to as акциялар (akciyalar). If you’re interested in the stock market, you might state:
– Мен акцияларға инвестиция салғым келеді. (Men akciyalarǵa investiciya salǵym keledi.) – I want to invest in stocks.
Concluding Thoughts
Understanding and using these banking and finance-related terms will help you navigate financial discussions and transactions in Kazakhstan more effectively. Practice these phrases, and don’t hesitate to immerse yourself in further Kazakh language studies to expand your proficiency and confidence in various contexts. Whether you are visiting a bank, discussing loans, or exploring investment opportunities, these words and phrases will provide a solid foundation in your language learning journey.
