Learning a new language opens up a wealth of opportunities, especially when it comes to understanding key financial terms in areas such as banking and finance. For those learning Kannada, being familiar with the basic words used in these domains can be incredibly useful. Here are some essential banking and finance-related terms in Kannada, complete with definitions and examples.

ಬ್ಯಾಂಕ್ (Bank)
The institution where people deposit money, get loans, and carry out financial transactions.
ನಾನು ಹಣ ಠೇವಣಿ ಮಾಡಲು ಬ್ಯಾಂಕ್‌ಗೆ ಹೋಗಿದ್ದೇನೆ. (I am going to the bank to deposit money.)

ಖಾತೆ (Account)
A record for the financial transactions of a customer held by the bank.
ನನ್ನ ಬ್ಯಾಂಕ್ ಖಾತೆಯಲ್ಲಿ ಎಷ್ಟು ಹಣವಿದೆ? (How much money is there in my bank account?)

ಹಣಕಾಸು (Finance)
Management of large amounts of money, especially by governments or large companies.
ನಾವು ಹೊಸ ಯೋಜನೆಗಳಿಗೆ ಹಣಕಾಸು ಯೋಜನೆ ಮಾಡಬೇಕು. (We need to plan finance for new projects.)

ಠೇವಣಿ (Deposit)
Money placed in a bank account or a sum of money given as security for an item acquired, to be refunded.
ನಾನು ನನ್ನ ಠೇವಣಿ ಖಾತೆಗೆ ಹಣ ಹಾಕಿದ್ದೇನೆ. (I have put money into my deposit account.)

ಸಾಲ (Loan)
An amount of money borrowed from the bank to be paid back with interest.
ನನಗೆ ಮನೆ ಕೊಂಡುಕೊಳ್ಳಲು ಬ್ಯಾಂಕ್ ಸಾಲ ಬೇಕಾಗಿದೆ. (I need a bank loan to buy a house.)

ಬಡ್ಡಿ (Interest)
The money paid regularly at a particular rate for the use of money lent or for delaying the repayment of a debt.
ಸಾಲದ ಮೇಲೆ ಬಡ್ಡಿ ದರವೇನು? (What is the interest rate on the loan?)

ವಿನಿಮಯ (Exchange)
The act of giving one thing and receiving another (especially of the same kind) in return.
ವಿದೇಶಿ ಕರೆನ್ಸಿ ವಿನಿಮಯ ದರವೆಷ್ಟು? (What is the foreign currency exchange rate?)

ಹೂಡಿಕೆ (Investment)
The action or process of investing money for profit.
ನಾವು ಉದ್ಯಮದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಯೋಜನೆ ಹೊಂದಿದ್ದೇವೆ. (We have plans to invest in the business.)

ವಹಿವಾಟು (Transaction)
An instance of buying or selling something; a business deal.
ಆನ್ಲೈನ್ ಬ್ಯಾಂಕಿಂಗ್ ಮೂಲಕ ವಹಿವಾಟು ಸುಲಭವಾಗಿದೆ. (Online banking has made transactions easier.)

ಋಣ (Debt)
Something, typically money, that is owed or due.
ನನಗೆ ಹೆಚ್ಚು ಋಣ ಬೇಡ. (I don’t want more debt.)

By familiarizing yourself with these Kannada terms related to banking and finance, you’re not only enhancing your vocabulary but also empowering yourself to handle financial situations with greater confidence.