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Owe – Explanation, Example Sentences and Conjugation

Family quietly reading an English journal article.

Explanation

The verb “owe” in the English language is used to denote the responsibility or obligation of an individual to repay, return, or provide something to another person or entity. This could be in the form of money, goods, or services. “Owe” typically implies a debt or duty that arises from borrowing, receiving, or being granted something, with the expectation of reimbursement or reciprocation at a later time. The use of the verb often involves a sense of moral or legal obligation, highlighting the necessity to fulfill a commitment that has been made. The concept of owing extends beyond financial contexts, touching on social and relational obligations as well.

Example sentences

I owe you a huge thank you for all your help.

She owes her success to hard work and perseverance.

They owe a significant amount of money on their credit cards.

You owe it to yourself to take a break and relax.

He owes me twenty dollars from last week.

I owe my ability to speak Spanish to the years I spent living in Mexico.

We owe our parents respect and love for all they have done for us.

She owes an apology to her friend for missing her birthday party.

They owe their neighbors a visit since they just moved in next door.

You owe the library two books that are overdue.

Conjugation

Present Simple

I owe you ten dollars.

You owe her an apology.

He owes me a favor.

She owes the bank some money.

It owes us a good performance.

We owe them a visit.

They owe us a response.

Past Simple

I owed you ten dollars.

You owed her an apology.

He owed me a favor.

She owed the bank some money.

It owed us a good performance.

We owed them a visit.

They owed us a response.

Future Simple

I will owe you ten dollars.

You will owe her an apology.

He will owe me a favor.

She will owe the bank some money.

It will owe us a good performance.

We will owe them a visit.

They will owe us a response.

Present Perfect

I have owed you ten dollars since last week.

You have owed her an apology for a month now.

He has owed me a favor since yesterday.

She has owed the bank some money for a year.

It has owed us a good performance since the beginning.

We have owed them a visit since last month.

They have owed us a response for weeks.

Past Perfect

I had owed you ten dollars before yesterday.

You had owed her an apology before she left.

He had owed me a favor before today.

She had owed the bank some money before she paid it off.

It had owed us a good performance before the upgrade.

We had owed them a visit before they moved away.

They had owed us a response before the meeting.

Future Perfect

I will have owed you ten dollars by tomorrow.

You will have owed her an apology by the time she returns.

He will have owed me a favor by next week.

She will have owed the bank some money by the end of the month.

It will have owed us a good performance by the end of the season.

We will have owed them a visit by the next holiday.

They will have owed us a response by the deadline.

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