Learning a new language opens up a world of opportunities, and mastering vocabulary related to money and finance is particularly empowering as it’s often used in daily life. In this context, let’s explore useful Catalonian terms that will help you navigate financial conversations with ease.

Diners
The word diners translates to “money” in English. It refers to any medium that is legally recognized for the exchange of goods and services.

Porto sempre una mica de diners en efectiu, per si de cas.

Moneda
Moneda stands for “currency” and points to the specific system of money in use in a particular country.

L’euro és la moneda oficial a Espanya.

Banc
The term banc means “bank,” which is the institution where people deposit, withdraw, and manage their money.

He d’anar al banc aquesta tarda per obrir un compte nou.

Compte bancari
Compte bancari translates to “bank account,” a financial account maintained by a banking institution for a customer.

Cada mes, una part del meu sou va directament al meu compte bancari.

Despesa
Despesa means “expense,” referring to money spent on goods and services.

Les despeses mensuals inclouen el lloguer, l’alimentació i el transport.

Inversió
Inversió is the word for “investment,” the act of allocating resources, usually money, with the expectation of generating an income or profit.

Estic considerant fer una inversió en borsa aquest any.

Préstec
A préstec means “loan,” which is a sum of money borrowed from a bank or financial institution that is expected to be paid back with interest.

Vaig sol·licitar un préstec per poder comprar un cotxe nou.

Taxa d’interès
Taxa d’interès refers to “interest rate,” which is the percentage charged on the total amount you borrow or save.

La meva caixa d’estalvis ofereix una taxa d’interès molt competitiva.

Deute
Deute translates as “debt,” which is money owed by one party to another.

Estic treballant addicionalment per pagar el deute de la targeta de crèdit.

Pressupost
Pressupost means “budget,” an estimation of revenue and expenses over a specified future period of time.

És important que mantinguis el pressupost per no tenir problemes financers.

Renda
Renda represents “income,” the money received, especially on a regular basis, for work or through investments.

La meva renda principal ve de la meva feina com a programador.

Estalvi
Estalvi is the term for “savings,” which is the portion of income not spent on current expenditures.

Poso una part de la meva renda als estalvis cada mes.

Balanç
Balanç translates to “balance,” which could refer to the total amount of money in a bank account or the act of making income and expenditure equal.

El balanç del meu compte corrent és superior al que esperava.

Cartera
Finally, cartera means “portfolio” and it refers to the range of investments held by an individual or institution.

He diversificat la meva cartera per reduir el risc financer.

By familiarizing yourself with these Catalan financial terms, you can engage more confidently in conversations about money, whether you’re managing your own finances, discussing investments, or contemplating economic trends. Remember, the key to language learning is practice, so use these words as often as you can to become proficient in Catalan financial language.