{"id":752595,"date":"2024-06-11T05:21:34","date_gmt":"2024-06-11T05:21:34","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/lan-vs-gjeld-%e6%8c%aa%e5%a8%81%e8%af%ad%e4%b8%ad%e7%9a%84%e8%b4%b7%e6%ac%be%e4%b8%8e%e5%80%ba%e5%8a%a1\/"},"modified":"2024-06-11T05:21:34","modified_gmt":"2024-06-11T05:21:34","slug":"lan-vs-gjeld-%e6%8c%aa%e5%a8%81%e8%af%ad%e4%b8%ad%e7%9a%84%e8%b4%b7%e6%ac%be%e4%b8%8e%e5%80%ba%e5%8a%a1","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/zh-hans\/vocabulary\/lan-vs-gjeld-%e6%8c%aa%e5%a8%81%e8%af%ad%e4%b8%ad%e7%9a%84%e8%b4%b7%e6%ac%be%e4%b8%8e%e5%80%ba%e5%8a%a1\/","title":{"rendered":"L\u00e5n vs. Gjeld – \u632a\u5a01\u8bed\u4e2d\u7684\u8d37\u6b3e\u4e0e\u503a\u52a1"},"content":{"rendered":"

\u5b66\u4e60\u632a\u5a01\u8bed\u7684\u8fc7\u7a0b\u4e2d\uff0c\u7406\u89e3\u67d0\u4e9b\u91d1\u878d\u672f\u8bed\u5982\u201c\u8d37\u6b3e\u201d\u548c\u201c\u503a\u52a1\u201d\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u8fd9\u4e9b\u8bcd\u4e0d\u4ec5\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\u9891\u7e41\u51fa\u73b0\uff0c\u800c\u4e14\u5728\u5904\u7406\u4e2a\u4eba\u8d22\u52a1\u548c\u5546\u4e1a\u4e8b\u52a1\u65f6\u4e5f\u5fc5\u4e0d\u53ef\u5c11\u3002\u5728\u672c\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u8be6\u7ec6\u63a2\u8ba8\u632a\u5a01\u8bed\u4e2d\u7684\u8d37\u6b3e<\/b>\uff08l\u00e5n<\/b>\uff09\u548c\u503a\u52a1<\/b>\uff08gjeld<\/b>\uff09\uff0c\u5e76\u89e3\u91ca\u8fd9\u4e9b\u672f\u8bed\u7684\u7528\u6cd5\u548c\u533a\u522b\u3002<\/p>\n

\u8d37\u6b3e\uff08L\u00e5n\uff09<\/h2>\n

\u9996\u5148\uff0c\u8ba9\u6211\u4eec\u6765\u770b\u770b\u201c\u8d37\u6b3e\u201d\u8fd9\u4e2a\u8bcd\u3002\u5728\u632a\u5a01\u8bed\u4e2d\uff0cl\u00e5n<\/b>\u662f\u6307\u4ece\u94f6\u884c\u6216\u5176\u4ed6\u91d1\u878d\u673a\u6784\u501f\u6b3e\uff0c\u901a\u5e38\u9700\u8981\u507f\u8fd8\u672c\u91d1\u548c\u5229\u606f\u3002<\/p>\n

l\u00e5n<\/b>:
\n\u632a\u5a01\u8bed\u4e2d\u7684l\u00e5n<\/b>\u610f\u4e3a\u201c\u8d37\u6b3e\u201d\u6216\u201c\u501f\u6b3e\u201d\uff0c\u901a\u5e38\u6307\u4ece\u94f6\u884c\u6216\u5176\u4ed6\u91d1\u878d\u673a\u6784\u83b7\u5f97\u7684\u8d44\u91d1\uff0c\u9700\u8981\u5728\u672a\u6765\u67d0\u4e2a\u65f6\u95f4\u507f\u8fd8\u3002<\/p>\n

Jeg tok opp et l\u00e5n for \u00e5 kj\u00f8pe en ny<\/a> bil.<\/font><\/p>\n

\u8d37\u6b3e\u7684\u79cd\u7c7b<\/h3>\n

\u5728\u632a\u5a01\uff0c\u8d37\u6b3e\u53ef\u4ee5\u5206\u4e3a\u591a\u79cd\u7c7b\u578b\uff1a<\/p>\n

1. Boligl\u00e5n<\/b>\uff08\u4f4f\u623f\u8d37\u6b3e\uff09\uff1a\u7528\u4e8e\u8d2d\u7f6e\u623f\u4ea7\u3002
\n Vi fikk et boligl\u00e5n med lav rente.<\/font><\/p>\n

2. Bill\u00e5n<\/b>\uff08\u6c7d\u8f66\u8d37\u6b3e\uff09\uff1a\u7528\u4e8e\u8d2d\u4e70\u6c7d\u8f66\u3002
\n Han tok et bill\u00e5n for \u00e5 kj\u00f8pe en ny bil.<\/font><\/p>\n

3. Forbruksl\u00e5n<\/b>\uff08\u6d88\u8d39\u8d37\u6b3e\uff09\uff1a\u6ca1\u6709\u7279\u5b9a\u7528\u9014\uff0c\u53ef\u4ee5\u7528\u6765\u652f\u4ed8\u4efb\u4f55\u4e2a\u4eba\u5f00\u652f\u3002
\n Hun s\u00f8kte om et forbruksl\u00e5n for \u00e5 dekke feriekostnadene.<\/font><\/p>\n

4. Studiel\u00e5n<\/b>\uff08\u5b66\u751f\u8d37\u6b3e\uff09\uff1a\u7528\u4e8e\u652f\u4ed8\u6559\u80b2\u8d39\u7528\u3002
\n Jeg har et studiel\u00e5n som jeg m\u00e5 begynne \u00e5 betale tilbake etter endt utdanning.<\/font><\/p>\n

\u8d37\u6b3e\u7684\u5229\u7387<\/h3>\n

\u8d37\u6b3e\u7684\u5229\u7387\u662f\u6307\u501f\u6b3e\u4eba\u9700\u8981\u652f\u4ed8\u7684\u989d\u5916\u8d39\u7528\uff0c\u901a\u5e38\u4ee5\u5e74\u5229\u7387\uff08\u00e5rlig rente<\/b>\uff09\u8868\u793a\u3002\u5229\u7387\u53ef\u4ee5\u662f\u56fa\u5b9a\u7684\uff08fast rente<\/b>\uff09\u6216\u6d6e\u52a8\u7684\uff08flytende rente<\/b>\uff09\u3002<\/p>\n

\u00e5rlig rente<\/b>:
\n\u5e74\u5229\u7387\u662f\u6307\u6bcf\u5e74\u501f\u6b3e\u91d1\u989d\u7684\u767e\u5206\u6bd4\u9700\u8981\u652f\u4ed8\u7684\u5229\u606f\u3002<\/p>\n

Banken tilbyr en \u00e5rlig rente p\u00e5 3% for boligl\u00e5n.<\/font><\/p>\n

fast rente<\/b>:
\n\u56fa\u5b9a\u5229\u7387\u662f\u6307\u5728\u8d37\u6b3e\u671f\u9650\u5185\u5229\u7387\u4fdd\u6301\u4e0d\u53d8\u3002<\/p>\n

Vi valgte et l\u00e5n med fast rente for \u00e5 unng\u00e5 rente\u00f8kninger.<\/font><\/p>\n

flytende rente<\/b>:
\n\u6d6e\u52a8\u5229\u7387\u662f\u6307\u5229\u7387\u4f1a\u6839\u636e\u5e02\u573a\u6761\u4ef6\u53d8\u5316\u3002<\/p>\n

Flytende rente kan variere i l\u00f8pet av l\u00e5neperioden.<\/font><\/p>\n

\u503a\u52a1\uff08Gjeld\uff09<\/h2>\n

\u63a5\u4e0b\u6765\uff0c\u8ba9\u6211\u4eec\u63a2\u8ba8\u201c\u503a\u52a1\u201d\u8fd9\u4e2a\u8bcd\u3002\u5728\u632a\u5a01\u8bed\u4e2d\uff0cgjeld<\/b>\u6307\u7684\u662f\u4e00\u4e2a\u4eba\u6216\u516c\u53f8\u6b20\u4ed6\u4eba\u6216\u673a\u6784\u7684\u94b1\u6b3e\u3002<\/p>\n

gjeld<\/b>:
\n\u632a\u5a01\u8bed\u4e2d\u7684gjeld<\/b>\u610f\u4e3a\u201c\u503a\u52a1\u201d\uff0c\u6307\u6b20\u4ed6\u4eba\u6216\u673a\u6784\u7684\u94b1\u6b3e\u3002<\/p>\n

Han har mye gjeld etter \u00e5 ha tatt opp flere l\u00e5n.<\/font><\/p>\n

\u503a\u52a1\u7684\u79cd\u7c7b<\/h3>\n

\u503a\u52a1\u4e5f\u53ef\u4ee5\u5206\u4e3a\u591a\u79cd\u7c7b\u578b\uff1a<\/p>\n

1. Personlig gjeld<\/b>\uff08\u4e2a\u4eba\u503a\u52a1\uff09\uff1a\u4e2a\u4eba\u56e0\u501f\u6b3e\u6216\u5176\u4ed6\u539f\u56e0\u6b20\u4e0b\u7684\u503a\u52a1\u3002
\n Hennes personlige gjeld har \u00f8kt de siste \u00e5rene.<\/font><\/p>\n

2. Studiegjeld<\/b>\uff08\u5b66\u751f\u503a\u52a1\uff09\uff1a\u56e0\u5b66\u751f\u8d37\u6b3e\u800c\u4ea7\u751f\u7684\u503a\u52a1\u3002
\n Min studiegjeld m\u00e5 betales tilbake i l\u00f8pet av ti \u00e5r.<\/font><\/p>\n

3. Kredittkortgjeld<\/b>\uff08\u4fe1\u7528\u5361\u503a\u52a1\uff09\uff1a\u56e0\u4f7f\u7528\u4fe1\u7528\u5361\u6d88\u8d39\u800c\u4ea7\u751f\u7684\u503a\u52a1\u3002
\n Han sliter med \u00e5 betale ned kredittkortgjelden sin.<\/font><\/p>\n

4. Boliggjeld<\/b>\uff08\u4f4f\u623f\u503a\u52a1\uff09\uff1a\u56e0\u8d2d\u7f6e\u623f\u4ea7\u800c\u4ea7\u751f\u7684\u503a\u52a1\u3002
\n Deres boliggjeld utgj\u00f8r en stor del av m\u00e5nedlige utgifter.<\/font><\/p>\n

\u503a\u52a1\u7ba1\u7406<\/h3>\n

\u7ba1\u7406\u503a\u52a1\u662f\u4e2a\u4eba\u8d22\u52a1\u5065\u5eb7\u7684\u91cd\u8981\u65b9\u9762\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u7684\u503a\u52a1\u7ba1\u7406\u672f\u8bed\uff1a<\/p>\n

gjeldsordning<\/b>:
\n\u503a\u52a1\u5b89\u6392\u662f\u6307\u901a\u8fc7\u4e0e\u503a\u6743\u4eba\u8fbe\u6210\u534f\u8bae\u6765\u7ba1\u7406\u548c\u507f\u8fd8\u503a\u52a1\u7684\u8fc7\u7a0b\u3002<\/p>\n

De inngikk en gjeldsordning for \u00e5 unng\u00e5 konkurs.<\/font><\/p>\n

betalingsanmerkning<\/b>:
\n\u652f\u4ed8\u6807\u8bb0\u662f\u6307\u4e00\u4e2a\u4eba\u672a\u80fd\u6309\u65f6\u507f\u8fd8\u503a\u52a1\u800c\u7559\u4e0b\u7684\u4fe1\u7528\u8bb0\u5f55\u3002<\/p>\n

En betalingsanmerkning kan p\u00e5virke din evne til \u00e5 f\u00e5 l\u00e5n i fremtiden.<\/font><\/p>\n

avdrag<\/b>:
\n\u5206\u671f\u4ed8\u6b3e\u662f\u6307\u501f\u6b3e\u4eba\u6309\u56fa\u5b9a\u65f6\u95f4\u95f4\u9694\u507f\u8fd8\u90e8\u5206\u8d37\u6b3e\u91d1\u989d\u3002<\/p>\n

Hun betaler avdrag p\u00e5 studiel\u00e5net hver m\u00e5ned.<\/font><\/p>\n

\u8d37\u6b3e\u4e0e\u503a\u52a1\u7684\u5173\u7cfb<\/h2>\n

\u8d37\u6b3e\u548c\u503a\u52a1\u662f\u5bc6\u5207\u76f8\u5173\u7684\u6982\u5ff5\u3002\u8d37\u6b3e\u4e00\u65e6\u88ab\u501f\u51fa\uff0c\u5c31\u6210\u4e3a\u501f\u6b3e\u4eba\u7684\u503a\u52a1\u3002\u56e0\u6b64\uff0c\u7406\u89e3\u8fd9\u4e24\u4e2a\u8bcd\u7684\u533a\u522b\u548c\u8054\u7cfb\u5bf9\u4e8e\u7ba1\u7406\u4e2a\u4eba\u8d22\u52a1\u81f3\u5173\u91cd\u8981\u3002<\/p>\n

l\u00e5neavtale<\/b>:
\n\u501f\u6b3e\u534f\u8bae\u662f\u6307\u501f\u6b3e\u4eba\u4e0e\u8d37\u6b3e\u673a\u6784\u4e4b\u95f4\u7684\u6b63\u5f0f\u534f\u8bae\uff0c\u89c4\u5b9a\u4e86\u8d37\u6b3e\u7684\u6761\u6b3e\u548c\u6761\u4ef6\u3002<\/p>\n

L\u00e5neavtalen spesifiserer tilbakebetalingsplanen og renten.<\/font><\/p>\n

l\u00e5ntaker<\/b>:
\n\u501f\u6b3e\u4eba\u662f\u6307\u4ece\u91d1\u878d\u673a\u6784\u6216\u4e2a\u4eba\u501f\u6b3e\u7684\u4e00\u65b9\u3002<\/p>\n

L\u00e5ntakeren er ansvarlig for \u00e5 tilbakebetale l\u00e5net.<\/font><\/p>\n

kreditor<\/b>:
\n\u503a\u6743\u4eba\u662f\u6307\u63d0\u4f9b\u8d37\u6b3e\u6216\u4fe1\u8d37\u7684\u4e00\u65b9\u3002<\/p>\n

Kreditoren kan kreve tilbakebetaling av gjelden.<\/font><\/p>\n

\u603b\u7ed3<\/h2>\n

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