{"id":692625,"date":"2024-06-07T12:11:55","date_gmt":"2024-06-07T12:11:55","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/%e9%a9%ac%e6%9d%a5%e8%af%ad%e9%93%b6%e8%a1%8c%e5%92%8c%e9%87%91%e8%9e%8d%e7%9f%ad%e8%af%ad\/"},"modified":"2024-06-07T12:11:55","modified_gmt":"2024-06-07T12:11:55","slug":"%e9%a9%ac%e6%9d%a5%e8%af%ad%e9%93%b6%e8%a1%8c%e5%92%8c%e9%87%91%e8%9e%8d%e7%9f%ad%e8%af%ad","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/zh-hans\/vocabulary\/%e9%a9%ac%e6%9d%a5%e8%af%ad%e9%93%b6%e8%a1%8c%e5%92%8c%e9%87%91%e8%9e%8d%e7%9f%ad%e8%af%ad\/","title":{"rendered":"\u9a6c\u6765\u8bed\u94f6\u884c\u548c\u91d1\u878d\u77ed\u8bed"},"content":{"rendered":"<p>\u5b66\u4e60\u4e00\u95e8\u65b0\u7684\u8bed\u8a00\u603b\u662f\u5145\u6ee1\u6311\u6218\u548c\u4e50\u8da3\uff0c\u5c24\u5176\u662f\u5f53\u4f60\u5b66\u4e60\u4e00\u95e8\u4e0d\u592a\u5e38\u89c1\u7684\u8bed\u8a00\u5982\u9a6c\u6765\u8bed\u65f6\u3002\u5982\u679c\u4f60\u6b63\u5728\u5b66\u4e60\u9a6c\u6765\u8bed\uff0c\u5e76\u4e14\u5bf9\u94f6\u884c\u548c\u91d1\u878d\u9886\u57df\u7684\u8bcd\u6c47\u611f\u5174\u8da3\uff0c\u90a3\u4e48\u8fd9\u7bc7\u6587\u7ae0\u5c06\u662f\u4f60\u7684\u597d\u5e2e\u624b\u3002\u6211\u4eec\u5c06\u4ecb\u7ecd\u4e00\u4e9b\u5e38\u7528\u7684\u94f6\u884c\u548c\u91d1\u878d\u77ed\u8bed\uff0c\u5e76\u63d0\u4f9b\u8be6\u7ec6\u7684\u89e3\u91ca\u548c\u4f8b\u53e5\uff0c\u4ee5\u5e2e\u52a9\u4f60\u66f4\u597d\u5730\u7406\u89e3\u548c\u4f7f\u7528\u8fd9\u4e9b\u8bcd\u6c47\u3002<\/p>\n<h2>\u57fa\u672c\u94f6\u884c\u8bcd\u6c47<\/h2>\n<p><b>Bank<\/b>\uff08\u94f6\u884c\uff09\uff1a\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u7684\u673a\u6784\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin membuka akaun di <b>bank<\/b>.<\/font><\/p>\n<p><b>Akaun<\/b>\uff08\u8d26\u6237\uff09\uff1a\u5728\u94f6\u884c\u4e2d\u50a8\u5b58\u548c\u7ba1\u7406\u8d44\u91d1\u7684\u8bb0\u5f55\u3002<br \/>\n<font color=\"#2D3AC7\">Bolehkah anda tolong semak <b>akaun<\/b> saya?<\/font><\/p>\n<p><b>Deposit<\/b>\uff08\u5b58\u6b3e\uff09\uff1a\u5c06\u94b1\u5b58\u5165\u94f6\u884c\u8d26\u6237\u7684\u884c\u4e3a\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin membuat <b>deposit<\/b> sebanyak RM500.<\/font><\/p>\n<p><b>Pengeluaran<\/b>\uff08\u53d6\u6b3e\uff09\uff1a\u4ece\u94f6\u884c\u8d26\u6237\u4e2d\u53d6\u51fa\u8d44\u91d1\u7684\u884c\u4e3a\u3002<br \/>\n<font color=\"#2D3AC7\">Berapa had <b>pengeluaran<\/b> harian saya?<\/font><\/p>\n<p><b>Pinjaman<\/b>\uff08\u8d37\u6b3e\uff09\uff1a\u94f6\u884c\u6216\u91d1\u878d\u673a\u6784\u501f\u7ed9\u4e2a\u4eba\u6216\u516c\u53f8\u7684\u8d44\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin memohon <b>pinjaman<\/b> perumahan.<\/font><\/p>\n<h2>\u94f6\u884c\u670d\u52a1<\/h2>\n<p><b>Perbankan Dalam Talian<\/b>\uff08\u7f51\u4e0a\u94f6\u884c\uff09\uff1a\u901a\u8fc7\u4e92\u8054\u7f51\u8fdb\u884c\u94f6\u884c\u4ea4\u6613\u7684\u670d\u52a1\u3002<br \/>\n<font color=\"#2D3AC7\">Saya <a href=\"https:\/\/talkpal.ai\/culture\/how-do-you-express-preference-using-lebih-suka\/\">lebih suka<\/a> menggunakan <b>perbankan dalam talian<\/b> kerana ia lebih mudah.<\/font><\/p>\n<p><b>ATM<\/b>\uff08\u81ea\u52a8\u53d6\u6b3e\u673a\uff09\uff1a\u81ea\u52a8\u53d6\u6b3e\u673a\uff0c\u7528\u4e8e\u53d6\u6b3e\u3001\u5b58\u6b3e\u548c\u5176\u4ed6\u94f6\u884c\u4ea4\u6613\u3002<br \/>\n<font color=\"#2D3AC7\">Di mana <b>ATM<\/b> terdekat?<\/font><\/p>\n<p><b>Khidmat Pelanggan<\/b>\uff08\u5ba2\u6237\u670d\u52a1\uff09\uff1a\u94f6\u884c\u63d0\u4f9b\u7684\u5e2e\u52a9\u548c\u652f\u6301\u670d\u52a1\u3002<br \/>\n<font color=\"#2D3AC7\">Saya perlu bercakap dengan <b>khidmat pelanggan<\/b>.<\/font><\/p>\n<p><b>Kad Debit<\/b>\uff08\u501f\u8bb0\u5361\uff09\uff1a\u76f4\u63a5\u4ece\u94f6\u884c\u8d26\u6237\u6263\u6b3e\u7684\u652f\u4ed8\u5361\u3002<br \/>\n<font color=\"#2D3AC7\">Saya telah kehilangan <b>kad debit<\/b> saya.<\/font><\/p>\n<p><b>Kad Kredit<\/b>\uff08\u4fe1\u7528\u5361\uff09\uff1a\u5141\u8bb8\u6301\u5361\u4eba\u501f\u6b3e\u652f\u4ed8\u7684\u652f\u4ed8\u5361\u3002<br \/>\n<font color=\"#2D3AC7\">Apakah had kredit bagi <b>kad kredit<\/b> ini?<\/font><\/p>\n<h2>\u91d1\u878d\u672f\u8bed<\/h2>\n<p><b>Pelaburan<\/b>\uff08\u6295\u8d44\uff09\uff1a\u5c06\u8d44\u91d1\u6295\u5165\u67d0\u9879\u4e1a\u52a1\u6216\u8d44\u4ea7\u4ee5\u671f\u83b7\u5f97\u6536\u76ca\u3002<br \/>\n<font color=\"#2D3AC7\">Saya sedang mencari peluang <b>pelaburan<\/b> yang baik.<\/font><\/p>\n<p><b>Saham<\/b>\uff08\u80a1\u7968\uff09\uff1a\u516c\u53f8\u6240\u6709\u6743\u7684\u4e00\u90e8\u5206\uff0c\u6295\u8d44\u8005\u53ef\u4ee5\u8d2d\u4e70\u548c\u51fa\u552e\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin membeli <b>saham<\/b> dalam syarikat teknologi.<\/font><\/p>\n<p><b>Dividen<\/b>\uff08\u7ea2\u5229\uff09\uff1a\u516c\u53f8\u5229\u6da6\u7684\u4e00\u90e8\u5206\uff0c\u5206\u914d\u7ed9\u80a1\u4e1c\u3002<br \/>\n<font color=\"#2D3AC7\">Bilakah <b>dividen<\/b> akan dibayar?<\/font><\/p>\n<p><b>Pasaran<\/b>\uff08\u5e02\u573a\uff09\uff1a\u4e70\u5356\u91d1\u878d\u5de5\u5177\u7684\u573a\u6240\u3002<br \/>\n<font color=\"#2D3AC7\">Pasaran saham hari ini sangat tidak stabil.<\/font><\/p>\n<p><b>Risiko<\/b>\uff08\u98ce\u9669\uff09\uff1a\u6295\u8d44\u6216\u91d1\u878d\u4ea4\u6613\u4e2d\u53ef\u80fd\u53d1\u751f\u7684\u635f\u5931\u6216\u4e0d\u5229\u60c5\u51b5\u3002<br \/>\n<font color=\"#2D3AC7\">Adakah anda bersedia mengambil <b>risiko<\/b> yang tinggi?<\/font><\/p>\n<h2>\u8d37\u6b3e\u548c\u878d\u8d44<\/h2>\n<p><b>Faedah<\/b>\uff08\u5229\u606f\uff09\uff1a\u501f\u6b3e\u4eba\u652f\u4ed8\u7ed9\u8d37\u65b9\u7684\u8d39\u7528\uff0c\u901a\u5e38\u6309\u8d37\u6b3e\u91d1\u989d\u7684\u4e00\u5b9a\u767e\u5206\u6bd4\u8ba1\u7b97\u3002<br \/>\n<font color=\"#2D3AC7\">Berapakah kadar <b>faedah<\/b> untuk pinjaman ini?<\/font><\/p>\n<p><b>Tempoh<\/b>\uff08\u671f\u9650\uff09\uff1a\u8d37\u6b3e\u6216\u878d\u8d44\u534f\u8bae\u4e2d\u89c4\u5b9a\u7684\u8fd8\u6b3e\u65f6\u95f4\u3002<br \/>\n<font color=\"#2D3AC7\">Apakah <b>tempoh<\/b> pinjaman ini?<\/font><\/p>\n<p><b>Bayaran Bulanan<\/b>\uff08\u6708\u4f9b\uff09\uff1a\u501f\u6b3e\u4eba\u6bcf\u6708\u652f\u4ed8\u7684\u8d37\u6b3e\u91d1\u989d\u3002<br \/>\n<font color=\"#2D3AC7\">Berapakah <b>bayaran bulanan<\/b> untuk pinjaman ini?<\/font><\/p>\n<p><b>Gadai Janji<\/b>\uff08\u62b5\u62bc\u8d37\u6b3e\uff09\uff1a\u4ee5\u623f\u4ea7\u4f5c\u4e3a\u62c5\u4fdd\u7684\u8d37\u6b3e\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin memohon <b>gadai janji<\/b> untuk membeli rumah.<\/font><\/p>\n<p><b>Pinjaman Peribadi<\/b>\uff08\u4e2a\u4eba\u8d37\u6b3e\uff09\uff1a\u7528\u4e8e\u4e2a\u4eba\u7528\u9014\u7684\u65e0\u62c5\u4fdd\u8d37\u6b3e\u3002<br \/>\n<font color=\"#2D3AC7\">Saya memerlukan <b>pinjaman peribadi<\/b> untuk membayar <a href=\"https:\/\/talkpal.ai\/locations\/language-courses-in-kos\/\">kos<\/a> perubatan.<\/font><\/p>\n<h2>\u5176\u4ed6\u76f8\u5173\u8bcd\u6c47<\/h2>\n<p><b>Wang Tunai<\/b>\uff08\u73b0\u91d1\uff09\uff1a\u7eb8\u5e01\u548c\u786c\u5e01\u5f62\u5f0f\u7684\u8d27\u5e01\u3002<br \/>\n<font color=\"#2D3AC7\">Saya hanya ada <b>wang tunai<\/b>, bolehkah saya membayar dengan ini?<\/font><\/p>\n<p><b>Cek<\/b>\uff08\u652f\u7968\uff09\uff1a\u652f\u4ed8\u5de5\u5177\uff0c\u4e66\u9762\u6307\u793a\u94f6\u884c\u652f\u4ed8\u6307\u5b9a\u91d1\u989d\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin mengeluarkan <b>cek<\/b> kepada pembekal saya.<\/font><\/p>\n<p><b>Maklumat Kewangan<\/b>\uff08\u8d22\u52a1\u4fe1\u606f\uff09\uff1a\u5173\u4e8e\u4e2a\u4eba\u6216\u516c\u53f8\u7684\u8d22\u52a1\u72b6\u51b5\u548c\u6d3b\u52a8\u7684\u4fe1\u606f\u3002<br \/>\n<font color=\"#2D3AC7\">Bank memerlukan <b>maklumat kewangan<\/b> anda untuk memproses <a href=\"https:\/\/talkpal.ai\/es\/descargar-la-aplicacion-talkpal-para-android-e-ios\/\">permohonan<\/a> pinjaman.<\/font><\/p>\n<p><b>Kad Prabayar<\/b>\uff08\u9884\u4ed8\u5361\uff09\uff1a\u9884\u5148\u5145\u503c\u91d1\u989d\u7684\u652f\u4ed8\u5361\u3002<br \/>\n<font color=\"#2D3AC7\">Saya ingin membeli <b>kad prabayar<\/b> untuk anak saya.<\/font><\/p>\n<p><b>Transaksi<\/b>\uff08\u4ea4\u6613\uff09\uff1a\u8d44\u91d1\u6216\u8d44\u4ea7\u7684\u4ea4\u6362\u8fc7\u7a0b\u3002<br \/>\n<font color=\"#2D3AC7\">Setiap <b>transaksi<\/b> akan direkodkan dalam akaun anda.<\/font><\/p>\n<h3>\u603b\u7ed3<\/h3>\n<p>\u5b66\u4e60\u9a6c\u6765\u8bed\u7684\u94f6\u884c\u548c\u91d1\u878d\u77ed\u8bed\u4e0d\u4ec5\u80fd\u5e2e\u52a9\u4f60\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\u66f4\u597d\u5730\u7ba1\u7406\u8d22\u52a1\uff0c\u8fd8\u80fd\u8ba9\u4f60\u5728\u5de5\u4f5c\u4e2d\u66f4\u52a0\u5f97\u5fc3\u5e94\u624b\u3002\u4ee5\u4e0a\u5217\u51fa\u7684\u8bcd\u6c47\u548c\u77ed\u8bed\u53ea\u662f\u51b0\u5c71\u4e00\u89d2\uff0c\u4f46\u5b83\u4eec\u662f\u4e00\u4e2a\u826f\u597d\u7684\u8d77\u70b9\u3002\u901a\u8fc7\u4e0d\u65ad\u5730\u7ec3\u4e60\u548c\u4f7f\u7528\u8fd9\u4e9b\u8bcd\u6c47\uff0c\u4f60\u4f1a\u53d1\u73b0\u81ea\u5df1\u5728\u9a6c\u6765\u8bed\u65b9\u9762\u7684\u8fdb\u6b65\u3002\u795d\u4f60\u5b66\u4e60\u6109\u5feb\uff01<\/p>\n","protected":false},"featured_media":1527668,"template":"","vocabulary_language":[3734],"class_list":["post-692625","vocabulary","type-vocabulary","status-publish","has-post-thumbnail","hentry","vocabulary_language-3734"],"acf":[],"yoast_head":"<!-- This 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