{"id":692466,"date":"2024-06-07T11:58:47","date_gmt":"2024-06-07T11:58:47","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/%e6%8b%89%e8%84%b1%e7%bb%b4%e4%ba%9a%e8%af%ad%e9%87%91%e8%9e%8d%e5%92%8c%e9%93%b6%e8%a1%8c%e6%9c%af%e8%af%ad\/"},"modified":"2024-06-07T11:58:47","modified_gmt":"2024-06-07T11:58:47","slug":"%e6%8b%89%e8%84%b1%e7%bb%b4%e4%ba%9a%e8%af%ad%e9%87%91%e8%9e%8d%e5%92%8c%e9%93%b6%e8%a1%8c%e6%9c%af%e8%af%ad","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/zh-hans\/vocabulary\/%e6%8b%89%e8%84%b1%e7%bb%b4%e4%ba%9a%e8%af%ad%e9%87%91%e8%9e%8d%e5%92%8c%e9%93%b6%e8%a1%8c%e6%9c%af%e8%af%ad\/","title":{"rendered":"\u62c9\u8131\u7ef4\u4e9a\u8bed\u91d1\u878d\u548c\u94f6\u884c\u672f\u8bed"},"content":{"rendered":"<p>\u62c9\u8131\u7ef4\u4e9a\u8bed\u662f\u6ce2\u7f57\u7684\u6d77\u5730\u533a\u7684\u4e3b\u8981\u8bed\u8a00\u4e4b\u4e00\u3002\u5982\u679c\u4f60\u5bf9\u91d1\u878d\u548c\u94f6\u884c\u4e1a\u611f\u5174\u8da3\uff0c\u638c\u63e1\u4e00\u4e9b\u76f8\u5173\u7684\u62c9\u8131\u7ef4\u4e9a\u8bed\u672f\u8bed\u4f1a\u5bf9\u4f60\u5927\u6709\u5e2e\u52a9\u3002\u5728\u8fd9\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u4eec\u5c06\u4ecb\u7ecd\u4e00\u4e9b\u5e38\u7528\u7684\u62c9\u8131\u7ef4\u4e9a\u8bed\u91d1\u878d\u548c\u94f6\u884c\u672f\u8bed\uff0c\u5e76\u63d0\u4f9b\u5bf9\u5e94\u7684\u5b9a\u4e49\u548c\u4f8b\u53e5\u3002\u8fd9\u4e9b\u672f\u8bed\u4e0d\u4ec5\u9002\u7528\u4e8e\u65e5\u5e38\u5bf9\u8bdd\uff0c\u4e5f\u9002\u7528\u4e8e\u4e13\u4e1a\u573a\u5408\u3002<\/p>\n<h2>\u91d1\u878d\u672f\u8bed<\/h2>\n<p><b>Nauda<\/b> &#8211; \u8d27\u5e01\u3002\u8fd9\u662f\u6307\u4efb\u4f55\u5f62\u5f0f\u7684\u91d1\u94b1\uff0c\u53ef\u4ee5\u662f\u73b0\u91d1\u3001\u786c\u5e01\u6216\u7535\u5b50\u8d27\u5e01\u3002<br \/>\n<font color=\"#2D3AC7\">Man ir maz naudas.<\/font><\/p>\n<p><b>Val\u016bta<\/b> &#8211; \u8d27\u5e01\u5355\u4f4d\u3002\u6307\u4e00\u4e2a\u56fd\u5bb6\u6216\u5730\u533a\u4f7f\u7528\u7684\u7279\u5b9a\u8d27\u5e01\u5355\u4f4d\uff0c\u4f8b\u5982\u7f8e\u5143\u3001\u6b27\u5143\u7b49\u3002<br \/>\n<font color=\"#2D3AC7\">Latvijas val\u016bta ir eiro.<\/font><\/p>\n<p><b>Invest\u012bcijas<\/b> &#8211; \u6295\u8d44\u3002\u6307\u5c06\u8d44\u91d1\u6295\u5165\u5230\u67d0\u4e2a\u9879\u76ee\u6216\u8d44\u4ea7\u4e2d\uff0c\u4ee5\u671f\u83b7\u5f97\u56de\u62a5\u3002<br \/>\n<font color=\"#2D3AC7\">Vi\u0146\u0161 veic lielas invest\u012bcijas nekustamaj\u0101 \u012bpa\u0161um\u0101.<\/font><\/p>\n<p><b>Akcijas<\/b> &#8211; \u80a1\u7968\u3002\u6307\u516c\u53f8\u53d1\u884c\u7684\u4ee3\u8868\u80a1\u4e1c\u6743\u5229\u7684\u8bc1\u5238\u3002<br \/>\n<font color=\"#2D3AC7\">Es nopirku Apple akcijas.<\/font><\/p>\n<p><b>Oblig\u0101cijas<\/b> &#8211; \u503a\u5238\u3002\u6307\u653f\u5e9c\u6216\u516c\u53f8\u53d1\u884c\u7684\u957f\u671f\u501f\u6b3e\u51ed\u8bc1\u3002<br \/>\n<font color=\"#2D3AC7\">Vald\u012bba izdeva jaunas oblig\u0101cijas.<\/font><\/p>\n<p><b>Portfelis<\/b> &#8211; \u6295\u8d44\u7ec4\u5408\u3002\u6307\u6295\u8d44\u8005\u6301\u6709\u7684\u5404\u79cd\u6295\u8d44\u5de5\u5177\u7684\u96c6\u5408\u3002<br \/>\n<font color=\"#2D3AC7\">Vi\u0146a portfelis ietver akcijas, oblig\u0101cijas un nekustamo \u012bpa\u0161umu.<\/font><\/p>\n<h3>\u94f6\u884c\u672f\u8bed<\/h3>\n<p><b>Banka<\/b> &#8211; \u94f6\u884c\u3002\u6307\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u7684\u673a\u6784\uff0c\u5305\u62ec\u5b58\u6b3e\u3001\u8d37\u6b3e\u7b49\u3002<br \/>\n<font color=\"#2D3AC7\">Es atv\u0113ru kontu bank\u0101.<\/font><\/p>\n<p><b>Konts<\/b> &#8211; \u8d26\u6237\u3002\u6307\u5728\u94f6\u884c\u5f00\u8bbe\u7684\u7528\u4e8e\u5b58\u50a8\u8d44\u91d1\u7684\u8bb0\u5f55\u3002<br \/>\n<font color=\"#2D3AC7\">Man ir divi bankas konti.<\/font><\/p>\n<p><b>Aizdevums<\/b> &#8211; \u8d37\u6b3e\u3002\u6307\u94f6\u884c\u6216\u5176\u4ed6\u91d1\u878d\u673a\u6784\u501f\u7ed9\u4e2a\u4eba\u6216\u4f01\u4e1a\u7684\u8d44\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Es sa\u0146\u0113mu aizdevumu m\u0101jas ieg\u0101dei.<\/font><\/p>\n<p><b>Procenti<\/b> &#8211; \u5229\u606f\u3002\u6307\u501f\u6b3e\u4eba\u652f\u4ed8\u7ed9\u8d37\u65b9\u7684\u8d44\u91d1\u4f7f\u7528\u8d39\u7528\u3002<br \/>\n<font color=\"#2D3AC7\">Procentu likmes \u0161obr\u012bd ir zemas.<\/font><\/p>\n<p><b>Depoz\u012bts<\/b> &#8211; \u5b58\u6b3e\u3002\u6307\u5b58\u653e\u5728\u94f6\u884c\u7684\u8d44\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Es veicu depoz\u012btu sav\u0101 kont\u0101.<\/font><\/p>\n<p><b>Naudas p\u0101rvedums<\/b> &#8211; \u8f6c\u8d26\u3002\u6307\u4ece\u4e00\u4e2a\u8d26\u6237\u8f6c\u79fb\u8d44\u91d1\u5230\u53e6\u4e00\u4e2a\u8d26\u6237\u3002<br \/>\n<font color=\"#2D3AC7\">Es veicu naudas p\u0101rvedumu uz drauga kontu.<\/font><\/p>\n<p><b>Bankom\u0101ts<\/b> &#8211; \u81ea\u52a8\u53d6\u6b3e\u673a\u3002\u6307\u7528\u4e8e\u53d6\u6b3e\u548c\u5176\u4ed6\u94f6\u884c\u4e1a\u52a1\u7684\u81ea\u52a9\u8bbe\u5907\u3002<br \/>\n<font color=\"#2D3AC7\">Es iz\u0146\u0113mu naudu no bankom\u0101ta.<\/font><\/p>\n<p><b>Kred\u012btkarte<\/b> &#8211; \u4fe1\u7528\u5361\u3002\u6307\u94f6\u884c\u53d1\u884c\u7684\u53ef\u7528\u4e8e\u6d88\u8d39\u7684\u652f\u4ed8\u5de5\u5177\u3002<br \/>\n<font color=\"#2D3AC7\">Man ir jauna kred\u012btkarte.<\/font><\/p>\n<p><b>Debetkarte<\/b> &#8211; \u501f\u8bb0\u5361\u3002\u6307\u76f4\u63a5\u4ece\u94f6\u884c\u8d26\u6237\u6263\u6b3e\u7684\u652f\u4ed8\u5de5\u5177\u3002<br \/>\n<font color=\"#2D3AC7\">Es izmantoju debetkarti pirkumiem.<\/font><\/p>\n<h2>\u5176\u4ed6\u76f8\u5173\u672f\u8bed<\/h2>\n<p><b>Finan\u0161u pl\u0101ns<\/b> &#8211; \u8d22\u52a1\u8ba1\u5212\u3002\u6307\u4e3a\u5b9e\u73b0\u7279\u5b9a\u8d22\u52a1\u76ee\u6807\u800c\u5236\u5b9a\u7684\u8ba1\u5212\u3002<br \/>\n<font color=\"#2D3AC7\">Mums ir j\u0101izveido finan\u0161u pl\u0101ns n\u0101kamajam gadam.<\/font><\/p>\n<p><b>Bilance<\/b> &#8211; \u4f59\u989d\u3002\u6307\u8d26\u6237\u4e2d\u7684\u53ef\u7528\u8d44\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Man\u0101 kont\u0101 ir pozit\u012bva bilance.<\/font><\/p>\n<p><b>Kapit\u0101ls<\/b> &#8211; \u8d44\u672c\u3002\u6307\u7528\u4e8e\u6295\u8d44\u6216\u8fd0\u8425\u7684\u8d44\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Uz\u0146\u0113mumam ir nepiecie\u0161ams papildu kapit\u0101ls.<\/font><\/p>\n<p><b>Likvidit\u0101te<\/b> &#8211; \u6d41\u52a8\u6027\u3002\u6307\u8d44\u4ea7\u8f6c\u5316\u4e3a\u73b0\u91d1\u7684\u80fd\u529b\u3002<br \/>\n<font color=\"#2D3AC7\">Uz\u0146\u0113mumam ir laba likvidit\u0101te.<\/font><\/p>\n<p><b>Bud\u017eets<\/b> &#8211; \u9884\u7b97\u3002\u6307\u9884\u671f\u6536\u5165\u548c\u652f\u51fa\u7684\u8ba1\u5212\u3002<br \/>\n<font color=\"#2D3AC7\">Mums ir j\u0101iev\u0113ro bud\u017eets.<\/font><\/p>\n<p><b>Gr\u0101matved\u012bba<\/b> &#8211; \u4f1a\u8ba1\u3002\u6307\u8bb0\u5f55\u548c\u7ba1\u7406\u8d22\u52a1\u4fe1\u606f\u7684\u8fc7\u7a0b\u3002<br \/>\n<font color=\"#2D3AC7\">Vi\u0146\u0161 str\u0101d\u0101 gr\u0101matved\u012bb\u0101.<\/font><\/p>\n<p><b>Finan\u0161u p\u0101rskats<\/b> &#8211; \u8d22\u52a1\u62a5\u8868\u3002\u6307\u603b\u7ed3\u516c\u53f8\u8d22\u52a1\u72b6\u51b5\u7684\u6587\u4ef6\u3002<br \/>\n<font color=\"#2D3AC7\">Uz\u0146\u0113mums public\u0113ja gada finan\u0161u p\u0101rskatu.<\/font><\/p>\n<p><b>Akt\u012bvi<\/b> &#8211; \u8d44\u4ea7\u3002\u6307\u62e5\u6709\u7684\u6709\u7ecf\u6d4e\u4ef7\u503c\u7684\u8d44\u6e90\u3002<br \/>\n<font color=\"#2D3AC7\">Uz\u0146\u0113muma akt\u012bvi ir pieaugu\u0161i.<\/font><\/p>\n<p><b>Pas\u012bvi<\/b> &#8211; \u8d1f\u503a\u3002\u6307\u5e94\u507f\u8fd8\u7684\u503a\u52a1\u6216\u4e49\u52a1\u3002<br \/>\n<font color=\"#2D3AC7\">Mums ir j\u0101samazina pas\u012bvi.<\/font><\/p>\n<p><b>Pe\u013c\u0146a<\/b> &#8211; \u5229\u6da6\u3002\u6307\u6536\u5165\u51cf\u53bb\u6210\u672c\u540e\u7684\u5269\u4f59\u91d1\u989d\u3002<br \/>\n<font color=\"#2D3AC7\">Uz\u0146\u0113mumam ir augsta pe\u013c\u0146a \u0161ogad.<\/font><\/p>\n<p><b>Izdevumi<\/b> &#8211; \u652f\u51fa\u3002\u6307\u7528\u4e8e\u8d2d\u4e70\u5546\u54c1\u6216\u670d\u52a1\u7684\u8d44\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Mums ir j\u0101ierobe\u017eo izdevumi.<\/font><\/p>\n<h3>\u9ad8\u7ea7\u672f\u8bed<\/h3>\n<p><b>Hed\u017e\u0113\u0161ana<\/b> &#8211; \u5bf9\u51b2\u3002\u6307\u901a\u8fc7\u8d2d\u4e70\u6216\u51fa\u552e\u91d1\u878d\u5de5\u5177\u6765\u51cf\u5c11\u98ce\u9669\u3002<br \/>\n<font color=\"#2D3AC7\">Uz\u0146\u0113mums izmanto hed\u017e\u0113\u0161anu, lai samazin\u0101tu val\u016btas risku.<\/font><\/p>\n<p><b>Deriv\u0101ti<\/b> &#8211; \u884d\u751f\u5de5\u5177\u3002\u6307\u5176\u4ef7\u503c\u57fa\u4e8e\u5176\u4ed6\u8d44\u4ea7\u7684\u91d1\u878d\u5de5\u5177\u3002<br \/>\n<font color=\"#2D3AC7\">Deriv\u0101ti ir sare\u017e\u0123\u012bti finan\u0161u instrumenti.<\/font><\/p>\n<p><b>Finan\u0161u in\u017eenierija<\/b> &#8211; \u91d1\u878d\u5de5\u7a0b\u3002\u6307\u4f7f\u7528\u6570\u5b66\u548c\u7edf\u8ba1\u65b9\u6cd5\u8bbe\u8ba1\u548c\u7ba1\u7406\u91d1\u878d\u4ea7\u54c1\u3002<br \/>\n<font color=\"#2D3AC7\">Vi\u0146\u0161 specializ\u0113jas finan\u0161u in\u017eenierij\u0101.<\/font><\/p>\n<p><b>Portfe\u013ca diversifik\u0101cija<\/b> &#8211; \u6295\u8d44\u7ec4\u5408\u591a\u6837\u5316\u3002\u6307\u901a\u8fc7\u6295\u8d44\u591a\u79cd\u8d44\u4ea7\u6765\u964d\u4f4e\u98ce\u9669\u3002<br \/>\n<font color=\"#2D3AC7\">Portfe\u013ca diversifik\u0101cija var samazin\u0101t risku.<\/font><\/p>\n<p><b>Kred\u012btrisks<\/b> &#8211; \u4fe1\u7528\u98ce\u9669\u3002\u6307\u501f\u6b3e\u4eba\u65e0\u6cd5\u6309\u65f6\u507f\u8fd8\u8d37\u6b3e\u7684\u98ce\u9669\u3002<br \/>\n<font color=\"#2D3AC7\">Bank\u0101m ir j\u0101nov\u0113rt\u0113 kred\u012btrisks.<\/font><\/p>\n<p><b>Finan\u0161u tirgi<\/b> &#8211; \u91d1\u878d\u5e02\u573a\u3002\u6307\u8fdb\u884c\u91d1\u878d\u5de5\u5177\u4ea4\u6613\u7684\u5e02\u573a\u3002<br \/>\n<font color=\"#2D3AC7\">Finan\u0161u tirgi ir \u013coti sv\u0101rst\u012bgi.<\/font><\/p>\n<p><b>Komercbanka<\/b> &#8211; \u5546\u4e1a\u94f6\u884c\u3002\u6307\u63d0\u4f9b\u591a\u79cd\u91d1\u878d\u670d\u52a1\u7684\u94f6\u884c\u3002<br \/>\n<font color=\"#2D3AC7\">Komercbankas pied\u0101v\u0101 pla\u0161u pakalpojumu kl\u0101stu.<\/font><\/p>\n<p><b>Invest\u012bciju fonds<\/b> &#8211; \u6295\u8d44\u57fa\u91d1\u3002\u6307\u96c6\u5408\u6295\u8d44\u8005\u8d44\u91d1\u8fdb\u884c\u591a\u6837\u5316\u6295\u8d44\u7684\u57fa\u91d1\u3002<br \/>\n<font color=\"#2D3AC7\">Invest\u012bciju <a href=\"https:\/\/talkpal.ai\/locations\/language-courses-in-fondi\/\">fondi<\/a> var b\u016bt \u013coti ienes\u012bgi.<\/font><\/p>\n<p><b>Infl\u0101cija<\/b> &#8211; \u901a\u8d27\u81a8\u80c0\u3002\u6307\u7269\u4ef7\u6c34\u5e73\u6301\u7eed\u4e0a\u6da8\u7684\u73b0\u8c61\u3002<br \/>\n<font color=\"#2D3AC7\">Infl\u0101cija var samazin\u0101t naudas v\u0113rt\u012bbu.<\/font><\/p>\n<p>\u901a\u8fc7\u5b66\u4e60\u8fd9\u4e9b\u62c9\u8131\u7ef4\u4e9a\u8bed\u91d1\u878d\u548c\u94f6\u884c\u672f\u8bed\uff0c\u4f60\u5c06\u80fd\u591f\u66f4\u597d\u5730\u7406\u89e3\u548c\u5904\u7406\u91d1\u878d\u4e8b\u52a1\u3002\u4e0d\u8bba\u662f\u5728\u65e5\u5e38\u751f\u6d3b\u4e2d\uff0c\u8fd8\u662f\u5728\u4e13\u4e1a\u73af\u5883\u4e2d\uff0c\u8fd9\u4e9b\u672f\u8bed\u90fd\u4f1a\u5bf9\u4f60\u6709\u6240\u5e2e\u52a9\u3002\u7ee7\u7eed\u5b66\u4e60\u548c\u7ec3\u4e60\uff0c\u4f60\u4f1a\u53d1\u73b0\u81ea\u5df1\u5728\u8fd9\u4e00\u9886\u57df\u53d8\u5f97\u66f4\u52a0\u81ea\u4fe1\u548c\u719f\u7ec3\u3002<\/p>\n","protected":false},"featured_media":1527910,"template":"","vocabulary_language":[3731],"class_list":["post-692466","vocabulary","type-vocabulary","status-publish","has-post-thumbnail","hentry","vocabulary_language-3731"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - 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