{"id":711393,"date":"2024-06-08T13:25:54","date_gmt":"2024-06-08T13:25:54","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/termos-bancarios-e-financeiros-islandeses\/"},"modified":"2024-06-08T13:25:54","modified_gmt":"2024-06-08T13:25:54","slug":"termos-bancarios-e-financeiros-islandeses","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/pt-pt\/vocabulary\/termos-bancarios-e-financeiros-islandeses\/","title":{"rendered":"Termos banc\u00e1rios e financeiros islandeses"},"content":{"rendered":"

Aprender uma nova l\u00edngua inclui n\u00e3o apenas dominar a gram\u00e1tica e o vocabul\u00e1rio b\u00e1sico, mas tamb\u00e9m compreender termos espec\u00edficos que podem ser \u00fateis em v\u00e1rias situa\u00e7\u00f5es do dia a dia. No contexto das finan\u00e7as, conhecer os termos banc\u00e1rios e financeiros pode ser essencial, especialmente se voc\u00ea estiver a planear viajar ou viver na Isl\u00e2ndia, ou mesmo se tiver que lidar com quest\u00f5es financeiras envolvendo o idioma island\u00eas. Neste artigo, exploraremos alguns dos termos banc\u00e1rios e financeiros mais comuns em island\u00eas, proporcionando defini\u00e7\u00f5es e exemplos pr\u00e1ticos para ajudar na sua compreens\u00e3o.<\/p>\n

Termos Banc\u00e1rios Comuns<\/h2>\n

Banki<\/b> \u2013 Banco. Uma institui\u00e7\u00e3o financeira que aceita dep\u00f3sitos, oferece contas correntes e de poupan\u00e7a, e fornece empr\u00e9stimos e outros servi\u00e7os financeiros.
\n\u00c9g fer \u00ed bankann til a\u00f0 opna n\u00fdja reikning.<\/font><\/p>\n

Reikningur<\/b> \u2013 Conta. Refere-se a uma conta banc\u00e1ria onde os clientes podem depositar e retirar dinheiro.
\n\u00c9g \u00e6tla a\u00f0 leggja peninga inn \u00e1 reikninginn minn.<\/font><\/p>\n

Innborgun<\/b> \u2013 Dep\u00f3sito. O ato de colocar dinheiro numa conta banc\u00e1ria.
\n\u00c9g ger\u00f0i innborgun \u00ed bankanum \u00ed g\u00e6r.<\/font><\/p>\n

\u00dattekt<\/b> \u2013 Levantamento. Retirada de dinheiro de uma conta banc\u00e1ria.
\n\u00c9g \u00fearf a\u00f0 gera<\/a> \u00fattekt til a\u00f0 borga leiguna.<\/font><\/p>\n

Sparisj\u00f3\u00f0ur<\/b> \u2013 Conta de Poupan\u00e7a. Uma conta banc\u00e1ria que geralmente oferece juros sobre o saldo mantido nela.
\n\u00c9g setti peningana m\u00edna inn \u00e1 sparisj\u00f3\u00f0inn.<\/font><\/p>\n

Debetkort<\/b> \u2013 Cart\u00e3o de D\u00e9bito. Um cart\u00e3o que permite ao titular da conta fazer pagamentos diretamente a partir da sua conta banc\u00e1ria.
\n\u00c9g nota debetkorti\u00f0 mitt til a\u00f0 borga fyrir matinn.<\/font><\/p>\n

Kreditkort<\/b> \u2013 Cart\u00e3o de Cr\u00e9dito. Um cart\u00e3o que permite ao titular emprestar dinheiro do banco at\u00e9 um limite especificado para fazer compras ou retirar dinheiro.
\n\u00c9g nota\u00f0i kreditkorti\u00f0 mitt til a\u00f0 kaupa n\u00fdjan s\u00edma.<\/font><\/p>\n

Termos Relacionados a Empr\u00e9stimos<\/h2>\n

L\u00e1n<\/b> \u2013 Empr\u00e9stimo. Dinheiro que \u00e9 emprestado a um indiv\u00edduo ou empresa, que deve ser devolvido com juros.
\n\u00c9g t\u00f3k l\u00e1n til a\u00f0 kaupa h\u00fas.<\/font><\/p>\n

Vextir<\/b> \u2013 Juros. A quantia de dinheiro que \u00e9 paga pelo uso do dinheiro emprestado, geralmente expressa como<\/a> uma percentagem anual do montante emprestado.
\nVextirnir \u00e1 l\u00e1ninu m\u00ednu eru mj\u00f6g h\u00e1ir.<\/font><\/p>\n

Afborgun<\/b> \u2013 Presta\u00e7\u00e3o. Pagamento regular de uma parte do montante do empr\u00e9stimo, incluindo os juros.
\n\u00c9g grei\u00f0i m\u00e1na\u00f0arlega afborgun af b\u00edlnum m\u00ednum.<\/font><\/p>\n

Trygging<\/b> \u2013 Garantia. Um bem ou ativo que \u00e9 prometido como seguran\u00e7a para o reembolso de um empr\u00e9stimo.
\nH\u00fasi\u00f0 mitt er nota\u00f0 sem trygging fyrir l\u00e1ninu.<\/font><\/p>\n

Skuld<\/b> \u2013 D\u00edvida. Dinheiro que \u00e9 devido ou que precisa ser pago.
\n\u00c9g er me\u00f0 miklar skuldir eftir a\u00f0 hafa<\/a> fari\u00f0 \u00ed h\u00e1sk\u00f3la<\/a>.<\/font><\/p>\n

Termos de Investimento<\/h2>\n

Fj\u00e1rfesting<\/b> \u2013 Investimento. O ato de alocar dinheiro em algo com a expectativa de obter um lucro ou rendimento.
\n\u00c9g er a\u00f0 hugsa um a\u00f0 gera fj\u00e1rfestingu \u00ed hlutabr\u00e9fum.<\/font><\/p>\n

Hlutabr\u00e9f<\/b> \u2013 A\u00e7\u00e3o. Um t\u00edtulo que representa uma participa\u00e7\u00e3o no capital de uma empresa.
\n\u00c9g keypti hlutabr\u00e9f \u00ed \u00edslenskum banka.<\/font><\/p>\n

Sj\u00f3\u00f0ur<\/b> \u2013 Fundo. Um conjunto de recursos financeiros que s\u00e3o geridos conjuntamente para investir em v\u00e1rios ativos.
\n\u00c9g lag\u00f0i peningana m\u00edna inn \u00ed sj\u00f3\u00f0 sem fj\u00e1rfestir \u00ed fasteignum.<\/font><\/p>\n

Ar\u00f0ur<\/b> \u2013 Dividendo. Uma parcela dos lucros de uma empresa que \u00e9 distribu\u00edda aos seus acionistas.
\n\u00c9g f\u00e9kk ar\u00f0 af hlutabr\u00e9funum m\u00ednum \u00ed s\u00ed\u00f0asta m\u00e1nu\u00f0i.<\/font><\/p>\n

Marka\u00f0ur<\/b> \u2013 Mercado. Um sistema ou ambiente onde a compra e venda de bens e servi\u00e7os ocorre.
\nHlutabr\u00e9famarka\u00f0urinn hefur veri\u00f0 mj\u00f6g \u00f3st\u00f6\u00f0ugur n\u00fdlega.<\/font><\/p>\n

Ver\u00f0br\u00e9f<\/b> \u2013 T\u00edtulo. Um documento financeiro que representa uma d\u00edvida ou uma participa\u00e7\u00e3o em uma entidade.
\n\u00c9g fj\u00e1rfesti \u00ed r\u00edkisver\u00f0br\u00e9fum til a\u00f0 tryggja \u00f6ruggar tekjur.<\/font><\/p>\n

Outros Termos Financeiros<\/h2>\n

Gjaldmi\u00f0ill<\/b> \u2013 Moeda. O sistema de dinheiro em uso em um<\/a> pa\u00eds espec\u00edfico.
\n\u00cdsland hefur sinn eigin gjaldmi\u00f0il, kr\u00f3nuna.<\/font><\/p>\n

Kr\u00f3na<\/b> \u2013 Coroa Islandesa. A moeda oficial da Isl\u00e2ndia.
\n\u00c9g skipti evrum fyrir kr\u00f3nur \u00ed flugst\u00f6\u00f0inni.<\/font><\/p>\n

Gengi<\/b> \u2013 Taxa de C\u00e2mbio. A taxa na qual uma moeda pode ser trocada por outra.
\nGengi\u00f0 \u00e1 kr\u00f3nunni hefur veri\u00f0 a\u00f0 h\u00e6kka undanfari\u00f0.<\/font><\/p>\n

Fj\u00e1rm\u00e1l<\/b> \u2013 Finan\u00e7as. A gest\u00e3o de grandes quantias de dinheiro, especialmente por governos ou grandes empresas.
\n\u00c9g er a\u00f0 l\u00e6ra fj\u00e1rm\u00e1l \u00ed h\u00e1sk\u00f3lanum.<\/font><\/p>\n

\u00c1v\u00f6xtun<\/b> \u2013 Retorno. O ganho ou lucro gerado por um investimento.
\n\u00c1v\u00f6xtunin \u00e1 fj\u00e1rfestingunni minni var h\u00e6rri en \u00e9g bj\u00f3st vi\u00f0.<\/font><\/p>\n

Hagna\u00f0ur<\/b> \u2013 Lucro. O excedente de receitas sobre despesas.
\nFyrirt\u00e6ki\u00f0 skila\u00f0i miklum hagna\u00f0i \u00e1 s\u00ed\u00f0asta \u00e1ri.<\/font><\/p>\n

Tap<\/b> \u2013 Perda. O oposto de lucro, quando as despesas excedem as receitas.
\nVi\u00f0 ur\u00f0um fyrir tapi vegna l\u00e9legrar s\u00f6lu \u00e1 v\u00f6runni.<\/font><\/p>\n

Stofnf\u00e9<\/b> \u2013 Capital. O dinheiro ou outros ativos que s\u00e3o usados para iniciar<\/a> ou operar um neg\u00f3cio.
\n\u00c9g \u00feurfti a\u00f0 safna stofnf\u00e9 til a\u00f0 stofna eigi\u00f0 fyrirt\u00e6ki.<\/font><\/p>\n

Reikningsyfirlit<\/b> \u2013 Extrato Banc\u00e1rio. Um documento fornecido por um banco que detalha as transa\u00e7\u00f5es de uma conta durante um per\u00edodo espec\u00edfico.
\n\u00c9g sko\u00f0a\u00f0i reikningsyfirliti\u00f0 mitt til a\u00f0 athuga \u00fatgj\u00f6ldin.<\/font><\/p>\n

Conclus\u00e3o<\/h2>\n

Compreender termos banc\u00e1rios e financeiros \u00e9 vital para navegar no mundo das finan\u00e7as, especialmente em um pa\u00eds estrangeiro. Esperamos que este artigo tenha fornecido uma vis\u00e3o clara e \u00fatil dos termos mais comuns em island\u00eas. Ao aprender e memorizar esses termos, voc\u00ea estar\u00e1 melhor<\/a> preparado para lidar com situa\u00e7\u00f5es financeiras na Isl\u00e2ndia e em qualquer outro lugar onde o island\u00eas seja usado. Boa sorte nos seus estudos e nas suas futuras aventuras financeiras!<\/p>\n","protected":false},"featured_media":1527639,"template":"","vocabulary_language":[4104],"class_list":["post-711393","vocabulary","type-vocabulary","status-publish","has-post-thumbnail","hentry","vocabulary_language-islandes"],"acf":[],"yoast_head":"\nTermos banc\u00e1rios e financeiros islandeses - Talkpal<\/title>\n<meta name=\"description\" content=\"Aprender uma nova l\u00edngua inclui n\u00e3o apenas dominar a gram\u00e1tica e o vocabul\u00e1rio b\u00e1sico, mas tamb\u00e9m compreender termos espec\u00edficos que podem ser \u00fateis em\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/talkpal.ai\/pt-pt\/vocabulary\/termos-bancarios-e-financeiros-islandeses\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Termos banc\u00e1rios e financeiros islandeses\" \/>\n<meta property=\"og:description\" content=\"Aprender uma nova l\u00edngua inclui n\u00e3o apenas dominar a gram\u00e1tica e o vocabul\u00e1rio b\u00e1sico, mas tamb\u00e9m compreender termos espec\u00edficos que podem ser \u00fateis em\" \/>\n<meta property=\"og:url\" content=\"https:\/\/talkpal.ai\/pt-pt\/vocabulary\/termos-bancarios-e-financeiros-islandeses\/\" \/>\n<meta property=\"og:site_name\" content=\"Talkpal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100090733639311\" \/>\n<meta property=\"og:image\" content=\"https:\/\/talkpal.ai\/wp-content\/uploads\/2024\/10\/talkpal_flat_illustration_of_a_employees_working_together_happi_c674ff77-e477-4e09-835a-01d30e561e99.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@talkpalai\" \/>\n<meta name=\"twitter:label1\" content=\"Tempo estimado de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/talkpal.ai\/pt-pt\/vocabulary\/termos-bancarios-e-financeiros-islandeses\/\",\"url\":\"https:\/\/talkpal.ai\/pt-pt\/vocabulary\/termos-bancarios-e-financeiros-islandeses\/\",\"name\":\"Termos banc\u00e1rios e financeiros islandeses - 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