{"id":710609,"date":"2024-06-08T12:19:54","date_gmt":"2024-06-08T12:19:54","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/%ec%9b%a8%ec%9d%bc%ec%8a%a4%ec%96%b4%ec%9d%98-%ea%b8%88%ec%9c%b5-%eb%b0%8f-%ea%b2%bd%ec%a0%9c-%ec%96%b4%ed%9c%98\/"},"modified":"2024-06-08T12:19:54","modified_gmt":"2024-06-08T12:19:54","slug":"%ec%9b%a8%ec%9d%bc%ec%8a%a4%ec%96%b4%ec%9d%98-%ea%b8%88%ec%9c%b5-%eb%b0%8f-%ea%b2%bd%ec%a0%9c-%ec%96%b4%ed%9c%98","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/ko\/vocabulary\/%ec%9b%a8%ec%9d%bc%ec%8a%a4%ec%96%b4%ec%9d%98-%ea%b8%88%ec%9c%b5-%eb%b0%8f-%ea%b2%bd%ec%a0%9c-%ec%96%b4%ed%9c%98\/","title":{"rendered":"\uc6e8\uc77c\uc2a4\uc5b4\uc758 \uae08\uc735 \ubc0f \uacbd\uc81c \uc5b4\ud718"},"content":{"rendered":"

\uc6e8\uc77c\uc2a4\uc5b4\ub294 \uadf8 \ub3c5\ud2b9\ud55c \uc5ed\uc0ac\uc640 \ubb38\ud654\ub97c \uac00\uc9c4 \uc5b8\uc5b4\ub85c, \uae08\uc735 \ubc0f \uacbd\uc81c \ubd84\uc57c\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \uc5b4\ud718\ub3c4 \ub9e4\uc6b0 \ud765\ubbf8\ub86d\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uae30\uc0ac\uc5d0\uc11c\ub294 \uc6e8\uc77c\uc2a4\uc5b4\uc758 \uae08\uc735 \ubc0f \uacbd\uc81c \uc5b4\ud718\ub97c \uc18c\uac1c\ud558\uace0, \uadf8 \ub73b\uacfc \uc608\ubb38\uc744 \ud568\uaed8 \uc81c\uacf5\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc6e8\uc77c\uc2a4\uc5b4\ub97c \ubc30\uc6b0\ub294 \ud55c\uad6d\uc5b4<\/a> \uc0ac\uc6a9\uc790\ub4e4\uc774 \uae08\uc735 \ubc0f \uacbd\uc81c \uad00\ub828 \ub300\ud654\ub97c \ubcf4\ub2e4 \uc6d0\ud65c\ud558\uac8c \ub098\ub20c \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n

\uae30\ubcf8 \uae08\uc735 \uc6a9\uc5b4<\/h2>\n

arian<\/b> – \ub3c8, \ud654\ud3d0
\n\uc6e8\uc77c\uc2a4\uc5b4\ub85c ‘\ub3c8’\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ubaa8\ub4e0 \uc885\ub958\uc758 \ud654\ud3d0\ub97c \uc9c0\uce6d\ud558\ub294 \ub2e8\uc5b4\uc785\ub2c8\ub2e4.
\nMae gennyf lawer o arian yn fy nghyfrif banc.<\/font><\/p>\n

banc<\/b> – \uc740\ud589
\n\uae08\uc735 \uae30\uad00\uc73c\ub85c \ub3c8\uc744 \uc608\uce58\ud558\uac70\ub098 \ub300\ucd9c\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uacf3\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nRwy’n mynd i’r banc i agor cyfrif newydd<\/a>.<\/font><\/p>\n

credyd<\/b> – \uc2e0\uc6a9
\n\uae08\uc735 \uac70\ub798\uc5d0\uc11c \uc0ac\uc6a9\ub418\ub294 \uc2e0\uc6a9\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub300\ucd9c\uc744 \ubc1b\uac70\ub098 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud560 \ub54c \uc790\uc8fc \uc4f0\uc774\ub294 \ub2e8\uc5b4\uc785\ub2c8\ub2e4.
\nMae fy nghredyd yn dda iawn oherwydd rwy’n talu fy nghyfrifon ar amser.<\/font><\/p>\n

cyfrif banc<\/b> – \uc740\ud589 \uacc4\uc88c
\n\uc740\ud589\uc5d0\uc11c \uac1c\uc124\ud558\ub294 \uacc4\uc88c\ub85c, \ub3c8\uc744 \uc785\uae08\ud558\uac70\ub098 \ucd9c\uae08\ud560 \uc218 \uc788\ub294 \uacc4\uc88c\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae angen i mi wirio fy nghyfrif banc yn rheolaidd.<\/font><\/p>\n

\ud22c\uc790 \ubc0f \uc8fc\uc2dd \uc6a9\uc5b4<\/h2>\n

buddsoddi<\/b> – \ud22c\uc790\ud558\ub2e4
\n\uc790\uc0b0\uc744 \uad6c\ub9e4\ud558\uac70\ub098 \uc0ac\uc5c5\uc5d0 \uc790\uae08\uc744 \ud22c\uc785\ud558\uc5ec \uc774\uc775\uc744 \uc5bb\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae llawer o bobl yn buddsoddi yn y farchnad stoc.<\/font><\/p>\n

stoc<\/b> – \uc8fc\uc2dd
\n\uae30\uc5c5\uc758 \uc18c\uc720\uad8c \uc77c\ubd80\ub97c \ub098\ud0c0\ub0b4\ub294 \uae08\uc735 \uc0c1\ud488\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nPrynais rai stociau newydd yr wythnos diwethaf.<\/font><\/p>\n

marchnad stoc<\/b> – \uc8fc\uc2dd \uc2dc\uc7a5
\n\uc8fc\uc2dd\uc774 \uac70\ub798\ub418\ub294 \uc2dc\uc7a5\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae’r farchnad stoc wedi bod<\/a> yn anwadal yn ddiweddar.<\/font><\/p>\n

elw<\/b> – \uc774\uc775
\n\ud22c\uc790\ub098 \uc0ac\uc5c5 \ud65c\ub3d9\uc744 \ud1b5\ud574 \uc5bb\ub294 \uae08\uc804\uc801 \uc774\uc775\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae’r cwmni wedi gwneud elw mawr y llynedd.<\/font><\/p>\n

\uacbd\uc81c \uc6a9\uc5b4<\/h2>\n

economi<\/b> – \uacbd\uc81c
\n\ud55c \ub098\ub77c\ub098 \uc9c0\uc5ed\uc758 \uc7ac\ud654\uc640 \uc11c\ube44\uc2a4\uc758 \uc0dd\uc0b0, \uc18c\ube44, \ubd84\ubc30 \uc2dc\uc2a4\ud15c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae economi Cymru yn tyfu’n gyflym.<\/font><\/p>\n

cyllideb<\/b> – \uc608\uc0b0
\n\ud2b9\uc815 \uae30\uac04 \ub3d9\uc548\uc758 \uc608\uc0c1 \uc218\uc785\uacfc \uc9c0\ucd9c\uc744 \uacc4\ud68d\ud55c \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nRhaid i ni gadw at y gyllideb eleni.<\/font><\/p>\n

cynnyrch mewnwladol crynswth (CMC)<\/b> – \uad6d\ub0b4 \ucd1d\uc0dd\uc0b0 (GDP)
\n\ud55c \ub098\ub77c \ub0b4\uc5d0\uc11c \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \uc0dd\uc0b0\ub41c \ubaa8\ub4e0 \uc7ac\ud654\uc640 \uc11c\ube44\uc2a4\uc758 \ucd1d \uac00\uce58\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae CMC y wlad wedi cynyddu ers y llynedd.<\/font><\/p>\n

chwyddiant<\/b> – \uc778\ud50c\ub808\uc774\uc158
\n\uc7ac\ud654\uc640 \uc11c\ube44\uc2a4\uc758 \uc77c\ubc18\uc801\uc778 \uac00\uaca9 \uc218\uc900\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc0c1\uc2b9\ud558\ub294 \ud604\uc0c1\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae chwyddiant yn effeithio ar bryniant defnyddwyr.<\/font><\/p>\n

\uae30\ud0c0 \uae08\uc735 \uad00\ub828 \uc6a9\uc5b4<\/h2>\n

treth<\/b> – \uc138\uae08
\n\uc815\ubd80\uac00 \uad6d\ubbfc\uc774\ub098 \uae30\uc5c5\uc73c\ub85c\ubd80\ud130 \uc9d5\uc218\ud558\ub294 \uae08\uc804\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nRhaid i ni dalu treth ar ein henillion.<\/font><\/p>\n

dyled<\/b> – \ubd80\ucc44
\n\ub3c8\uc744 \ube4c\ub824 \uc4f4 \ud6c4 \uac1a\uc544\uc57c \ud560 \uae08\uc561\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae gennyf lawer o ddyled ar fy ngherdyn credyd.<\/font><\/p>\n

arian parod<\/b> – \ud604\uae08
\n\uc740\ud589 \uacc4\uc88c\ub098 \uc2e0\uc6a9\uce74\ub4dc\uac00 \uc544\ub2cc \uc2e4\uc81c \uc9c0\ud3d0\uc640 \ub3d9\uc804\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nRwy’n hoffi defnyddio arian parod ar gyfer pryniannau bach.<\/font><\/p>\n

cyfradd llog<\/b> – \uc774\uc790\uc728
\n\ub300\ucd9c\uc774\ub098 \uc608\uae08\uc5d0 \ub300\ud574 \ubd80\uacfc\ub418\ub294 \uc774\uc790\uc758 \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae’r cyfradd llog ar fy morgais yn weddol isel.<\/font><\/p>\n

\ud604\ub300 \uae08\uc735 \uae30\uc220 \uc6a9\uc5b4<\/h2>\n

bancio ar-lein<\/b> – \uc628\ub77c\uc778 \ubc45\ud0b9
\n\uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae bancio ar-lein yn gwneud pethau’n llawer haws.<\/font><\/p>\n

cryptocurrency<\/b> – \uc554\ud638\ud654\ud3d0
\n\ub514\uc9c0\ud138 \ub610\ub294 \uac00\uc0c1 \ud654\ud3d0\ub85c, \uc554\ud638 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \uac70\ub798\ub97c \uc548\uc804\ud558\uac8c \ud558\ub294 \ud654\ud3d0\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae llawer o bobl yn buddsoddi mewn cryptocurrency.<\/font><\/p>\n

fintech<\/b> – \uae08\uc735 \uae30\uc220
\n\uae08\uc735 \uc11c\ube44\uc2a4\uc640 \uae30\uc220\uc758 \uc735\ud569\uc744 \uc758\ubbf8\ud558\ub294 \uc6a9\uc5b4\ub85c, \uae08\uc735 \uae30\uc220 \ud601\uc2e0\uc744 \uc9c0\uce6d\ud569\ub2c8\ub2e4.
\nMae fintech yn newid y ffordd rydyn ni’n rheoli ein harian.<\/font><\/p>\n

diogelwch seiber<\/b> – \uc0ac\uc774\ubc84 \ubcf4\uc548
\n\uc778\ud130\ub137\uacfc \ucef4\ud4e8\ud130 \uc2dc\uc2a4\ud15c\uc744 \ubcf4\ud638\ud558\ub294 \uae30\uc220\uacfc \ubc29\ubc95\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.
\nMae diogelwch seiber yn bwysig iawn mewn bancio ar-lein.<\/font><\/p>\n

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