{"id":709680,"date":"2024-06-08T11:02:09","date_gmt":"2024-06-08T11:02:09","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/%eb%a7%90%eb%a0%88%ec%9d%b4%ec%96%b4%eb%a1%9c-%eb%90%9c-%ec%9d%80%ed%96%89-%eb%b0%8f-%ea%b8%88%ec%9c%b5-%eb%ac%b8%ea%b5%ac\/"},"modified":"2024-06-08T11:02:09","modified_gmt":"2024-06-08T11:02:09","slug":"%eb%a7%90%eb%a0%88%ec%9d%b4%ec%96%b4%eb%a1%9c-%eb%90%9c-%ec%9d%80%ed%96%89-%eb%b0%8f-%ea%b8%88%ec%9c%b5-%eb%ac%b8%ea%b5%ac","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/ko\/vocabulary\/%eb%a7%90%eb%a0%88%ec%9d%b4%ec%96%b4%eb%a1%9c-%eb%90%9c-%ec%9d%80%ed%96%89-%eb%b0%8f-%ea%b8%88%ec%9c%b5-%eb%ac%b8%ea%b5%ac\/","title":{"rendered":"\ub9d0\ub808\uc774\uc5b4\ub85c \ub41c \uc740\ud589 \ubc0f \uae08\uc735 \ubb38\uad6c"},"content":{"rendered":"<p>\ub9d0\ub808\uc774\uc5b4\ub294 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc5b8\uc5b4\ub85c, \ud2b9\ud788 \ub9d0\ub808\uc774\uc2dc\uc544\uc640 \uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c \ub9ce\uc774 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ub9d0\ub808\uc774\uc5b4\ub85c \ub41c \uc740\ud589 \ubc0f \uae08\uc735 \ubb38\uad6c\ub4e4\uc744 \ubc30\uc6cc\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \ubb38\uad6c\ub4e4\uc740 \uc77c\uc0c1 \uc0dd\ud65c\uc5d0\uc11c \uc740\ud589 \uc5c5\ubb34\ub098 \uae08\uc735 \uac70\ub798\ub97c \ud560 \ub54c \ub9e4\uc6b0 \uc720\uc6a9\ud569\ub2c8\ub2e4. \ud568\uaed8 \ub9d0\ub808\uc774\uc5b4 \uae08\uc735 \uc6a9\uc5b4\ub4e4\uc744 \uc775\ud600\ubd05\uc2dc\ub2e4.<\/p>\n<h2>\uae30\ubcf8 \uc740\ud589 \uc6a9\uc5b4<\/h2>\n<p><b>\uc740\ud589<\/b> (Bank)<br \/>\n&#8216;\uc740\ud589&#8217;\uc740 \uae08\uc735 \uae30\uad00\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya perlu ke bank untuk menarik uang.<\/font><\/p>\n<p><b>\uacc4\uc88c<\/b> (Akaun)<br \/>\n&#8216;\uacc4\uc88c&#8217;\ub294 \uc740\ud589\uc5d0 \ub3c8\uc744 \uc785\uae08\ud558\uac70\ub098 \ucd9c\uae08\ud560 \uc218 \uc788\ub294 \uac1c\uc778 \ub610\ub294 \ubc95\uc778\uc758 \uae08\uc735 \uacc4\uc815\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya ingin membuka akaun baru.<\/font><\/p>\n<p><b>\uc608\uae08<\/b> (Simpanan)<br \/>\n&#8216;\uc608\uae08&#8217;\uc740 \uc740\ud589\uc5d0 \ub3c8\uc744 \uc800\ucd95\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya mempunyai simpanan di bank <a href=\"https:\/\/talkpal.ai\/locations\/language-courses-in-itu\/\">itu<\/a>.<\/font><\/p>\n<p><b>\ucd9c\uae08<\/b> (Pengeluaran)<br \/>\n&#8216;\ucd9c\uae08&#8217;\uc740 \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \ub3c8\uc744 \uc778\ucd9c\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Pengeluaran boleh dilakukan di mesin ATM.<\/font><\/p>\n<p><b>\uc774\uc790<\/b> (Faedah)<br \/>\n&#8216;\uc774\uc790&#8217;\ub294 \uc608\uae08\uc774\ub098 \ub300\ucd9c\uc5d0 \ub300\ud574 \uc740\ud589\uc774 \uc9c0\uae09\ud558\uac70\ub098 \ubd80\uacfc\ud558\ub294 \uae08\uc561\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Faedah untuk akaun simpanan ini agak tinggi.<\/font><\/p>\n<h2>\uc740\ud589 \uc11c\ube44\uc2a4<\/h2>\n<p><b>\uc1a1\uae08<\/b> (Pemindahan Wang)<br \/>\n&#8216;\uc1a1\uae08&#8217;\uc740 \ud55c \uacc4\uc88c\uc5d0\uc11c \ub2e4\ub978 \uacc4\uc88c\ub85c \ub3c8\uc744 \uc774\uccb4\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya perlu membuat pemindahan wang ke akaun tersebut.<\/font><\/p>\n<p><b>\uc790\ub3d9\uc774\uccb4<\/b> (Pemindahan Automatik)<br \/>\n&#8216;\uc790\ub3d9\uc774\uccb4&#8217;\ub294 \uc815\uae30\uc801\uc73c\ub85c \uc77c\uc815 \uae08\uc561\uc744 \uc790\ub3d9\uc73c\ub85c \uc774\uccb4\ud558\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Bayaran bil dibuat melalui pemindahan automatik.<\/font><\/p>\n<p><b>\uccb4\ud06c\uce74\ub4dc<\/b> (Kad Debit)<br \/>\n&#8216;\uccb4\ud06c\uce74\ub4dc&#8217;\ub294 \uc740\ud589 \uacc4\uc88c\uc640 \uc5f0\uacb0\ub41c \uce74\ub4dc\ub85c, \uc794\uc561 \ub0b4\uc5d0\uc11c \uacb0\uc81c\uac00 \uac00\ub2a5\ud55c \uce74\ub4dc\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya selalu menggunakan kad debit untuk pembelian harian.<\/font><\/p>\n<p><b>\uc2e0\uc6a9\uce74\ub4dc<\/b> (Kad Kredit)<br \/>\n&#8216;\uc2e0\uc6a9\uce74\ub4dc&#8217;\ub294 \uc740\ud589\uc774\ub098 \uae08\uc735 \uae30\uad00\uc5d0\uc11c \ubc1c\uae09\ud558\ub294 \uce74\ub4dc\ub85c, \uc2e0\uc6a9 \ud55c\ub3c4 \ub0b4\uc5d0\uc11c \uacb0\uc81c\uac00 \uac00\ub2a5\ud55c \uce74\ub4dc\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Kad kredit saya mempunyai had kredit yang tinggi.<\/font><\/p>\n<p><b>\uc778\ud130\ub137\ubc45\ud0b9<\/b> (Perbankan Internet)<br \/>\n&#8216;\uc778\ud130\ub137\ubc45\ud0b9&#8217;\uc740 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc740\ud589 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Perbankan internet memudahkan urusan kewangan saya.<\/font><\/p>\n<p><b>\ubaa8\ubc14\uc77c\ubc45\ud0b9<\/b> (Perbankan Mudah Alih)<br \/>\n&#8216;\ubaa8\ubc14\uc77c\ubc45\ud0b9&#8217;\uc740 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ud1b5\ud574 \uc740\ud589 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya sering menggunakan perbankan mudah alih untuk menyemak baki akaun.<\/font><\/p>\n<h2>\ub300\ucd9c \uad00\ub828 \uc6a9\uc5b4<\/h2>\n<p><b>\ub300\ucd9c<\/b> (Pinjaman)<br \/>\n&#8216;\ub300\ucd9c&#8217;\uc740 \uc740\ud589\uc774\ub098 \uae08\uc735 \uae30\uad00\uc5d0\uc11c \uc77c\uc815 \uae08\uc561\uc744 \ube4c\ub9ac\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya memohon pinjaman untuk membeli rumah.<\/font><\/p>\n<p><b>\ub2f4\ubcf4<\/b> (Cagaran)<br \/>\n&#8216;\ub2f4\ubcf4&#8217;\ub294 \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c \uc81c\uacf5\ud558\ub294 \ubcf4\uc99d \uc790\uc0b0\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Rumah saya dijadikan cagaran untuk pinjaman ini.<\/font><\/p>\n<p><b>\uc0c1\ud658<\/b> (Pembayaran Balik)<br \/>\n&#8216;\uc0c1\ud658&#8217;\uc740 \ub300\ucd9c\uae08\uc744 \uc77c\uc815 \uae30\uac04 \ub3d9\uc548 \uac1a\uc544\ub098\uac00\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Pembayaran balik pinjaman ini adalah selama 10 tahun.<\/font><\/p>\n<p><b>\uae08\ub9ac<\/b> (Kadar Faedah)<br \/>\n&#8216;\uae08\ub9ac&#8217;\ub294 \ub300\ucd9c\uc5d0 \ub300\ud574 \ubd80\uacfc\ub418\ub294 \uc774\uc790\uc758 \ube44\uc728\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Kadar faedah untuk pinjaman ini agak rendah.<\/font><\/p>\n<p><b>\uc6d0\uae08<\/b> (Prinsipal)<br \/>\n&#8216;\uc6d0\uae08&#8217;\uc740 \ub300\ucd9c\uc758 \ucd08\uae30 \uae08\uc561\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Prinsipal pinjaman ini adalah RM100,000.<\/font><\/p>\n<h2>\ud22c\uc790 \ubc0f \uae30\ud0c0 \uae08\uc735 \uc6a9\uc5b4<\/h2>\n<p><b>\ud22c\uc790<\/b> (Pelaburan)<br \/>\n&#8216;\ud22c\uc790&#8217;\ub294 \uc790\uc0b0\uc744 \uc99d\uac00\uc2dc\ud0a4\uae30 \uc704\ud574 \uae08\uc735 \uc0c1\ud488\uc774\ub098 \ubd80\ub3d9\uc0b0 \ub4f1\uc5d0 \uc790\uae08\uc744 \ud22c\uc785\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya merancang untuk membuat pelaburan dalam saham.<\/font><\/p>\n<p><b>\uc8fc\uc2dd<\/b> (Saham)<br \/>\n&#8216;\uc8fc\uc2dd&#8217;\uc740 \ud68c\uc0ac\uc758 \uc18c\uc720\uad8c\uc744 \uc758\ubbf8\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya membeli saham dalam syarikat teknologi.<\/font><\/p>\n<p><b>\ud380\ub4dc<\/b> (Dana)<br \/>\n&#8216;\ud380\ub4dc&#8217;\ub294 \uc5ec\ub7ec \ud22c\uc790\uc790\ub85c\ubd80\ud130 \ubaa8\uc740 \uc790\uae08\uc744 \uc804\ubb38 \ud22c\uc790\uc790\uac00 \uc6b4\uc6a9\ud558\ub294 \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Saya melabur dalam dana unit trust.<\/font><\/p>\n<p><b>\ucc44\uad8c<\/b> (Bon)<br \/>\n&#8216;\ucc44\uad8c&#8217;\uc740 \uc77c\uc815 \uae30\uac04 \ud6c4\uc5d0 \uc6d0\uae08\uacfc \uc774\uc790\ub97c \uc9c0\uae09\ud558\uae30\ub85c \uc57d\uc18d\ub41c \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Kerajaan mengeluarkan bon untuk membiayai projek pembangunan.<\/font><\/p>\n<p><b>\uc774\uc775<\/b> (Keuntungan)<br \/>\n&#8216;\uc774\uc775&#8217;\uc740 \ud22c\uc790\ub098 \uc601\uc5c5 \ud65c\ub3d9\uc744 \ud1b5\ud574 \uc5bb\ub294 \uc21c\uc218\uc775\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Syarikat itu mencatat keuntungan yang besar tahun ini.<\/font><\/p>\n<p><b>\uc190\uc2e4<\/b> (Kerugian)<br \/>\n&#8216;\uc190\uc2e4&#8217;\uc740 \ud22c\uc790\ub098 \uc601\uc5c5 \ud65c\ub3d9\uc744 \ud1b5\ud574 \ubc1c\uc0dd\ud55c \uc190\ud574\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Pelaburan itu menyebabkan kerugian besar.<\/font><\/p>\n<p><b>\uc790\uc0b0<\/b> (Aset)<br \/>\n&#8216;\uc790\uc0b0&#8217;\uc740 \uac1c\uc778\uc774\ub098 \uae30\uc5c5\uc774 \uc18c\uc720\ud55c \uacbd\uc81c\uc801 \uac00\uce58\ub97c \uc9c0\ub2cc \ubaa8\ub4e0 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Aset syarikat termasuk bangunan dan tanah.<\/font><\/p>\n<p><b>\ubd80\ucc44<\/b> (Liabiliti)<br \/>\n&#8216;\ubd80\ucc44&#8217;\ub294 \uac1c\uc778\uc774\ub098 \uae30\uc5c5\uc774 \uac1a\uc544\uc57c \ud560 \ucc44\ubb34\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4.<br \/>\n<font color=\"#2D3AC7\">Liabiliti syarikat meningkat tahun ini.<\/font><\/p>\n<p>\uc774\ub807\uac8c \ub2e4\uc591\ud55c \ub9d0\ub808\uc774\uc5b4 \uae08\uc735 \uc6a9\uc5b4\ub4e4\uc744 \ubc30\uc6b0\uba74, \ub9d0\ub808\uc774\uc2dc\uc544\ub098 \uc778\ub3c4\ub124\uc2dc\uc544 \ub4f1 \ub9d0\ub808\uc774\uc5b4\ub97c \uc0ac\uc6a9\ud558\ub294 \uad6d\uac00\uc5d0\uc11c \uc740\ud589 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud560 \ub54c \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. \uc774 \uae00\uc744 \ud1b5\ud574 \uc5ec\ub7ec\ubd84\uc774 \uae08\uc735 \uc6a9\uc5b4\uc5d0 \ub354\uc6b1 \uc775\uc219\ud574\uc9c0\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"featured_media":1527779,"template":"","vocabulary_language":[4069],"class_list":["post-709680","vocabulary","type-vocabulary","status-publish","has-post-thumbnail","hentry","vocabulary_language-4069"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ub9d0\ub808\uc774\uc5b4\ub85c \ub41c \uc740\ud589 \ubc0f \uae08\uc735 \ubb38\uad6c - Talkpal<\/title>\n<meta name=\"description\" content=\"\ub9d0\ub808\uc774\uc5b4\ub294 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 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