{"id":261585,"date":"2024-05-07T11:38:43","date_gmt":"2024-05-07T11:38:43","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/termes-chinois-utilises-dans-le-domaine-bancaire-et-financier\/"},"modified":"2024-05-07T11:38:43","modified_gmt":"2024-05-07T11:38:43","slug":"termes-chinois-utilises-dans-le-domaine-bancaire-et-financier","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/fr\/vocabulary\/termes-chinois-utilises-dans-le-domaine-bancaire-et-financier\/","title":{"rendered":"Termes chinois utilis\u00e9s dans le domaine bancaire et financier"},"content":{"rendered":"

Le monde bancaire et financier chinois<\/a> est un univers riche en termes sp\u00e9cifiques qui sont essentiels \u00e0 comprendre pour toute personne int\u00e9ress\u00e9e par l’\u00e9conomie de ce pays. Dans cet article, nous discuterons de certains termes bancaires<\/a> et financiers chinois courants et de leur utilit\u00e9.<\/p>\n

\u94f6\u884c (Y\u00ednh\u00e1ng)<\/b> – Banque. L’institution qui offre des services financiers<\/a> tels que la gestion des comptes, les pr\u00eats et les cr\u00e9dits.
\n\u8fd9\u662f\u4e00\u5bb6\u56fd\u6709\u94f6\u884c\u3002<\/font>
\n(C’est une banque d’\u00c9tat.)<\/p>\n

\u5b58\u6b3e (C\u00fanku\u01cen)<\/b> – D\u00e9p\u00f4t. Somme d’argent plac\u00e9e en compte bancaire pour la conserver et potentiellement la faire fructifier.
\n\u6211\u60f3\u8981\u5f00\u4e00\u4e2a\u5b58\u6b3e\u8d26\u6237\u3002<\/font>
\n(Je souhaite ouvrir un compte de d\u00e9p\u00f4t.)<\/p>\n

\u8d37\u6b3e (D\u00e0iku\u01cen)<\/b> – Pr\u00eat. Somme d’argent pr\u00eat\u00e9e par la banque qui doit \u00eatre rembours\u00e9e avec des int\u00e9r\u00eats.
\n\u4ed6\u4eec\u4e3a\u8d2d\u623f\u7533\u8bf7\u4e86\u8d37\u6b3e\u3002<\/font>
\n(Ils ont demand\u00e9 un pr\u00eat pour acheter une maison.)<\/p>\n

\u5229\u7387 (L\u00ecl\u01dc)<\/b> – Taux d’int\u00e9r\u00eat. Le pourcentage appliqu\u00e9 aux pr\u00eats ou aux d\u00e9p\u00f4ts, indiquant le co\u00fbt du pr\u00eat ou le rendement de l’\u00e9pargne.
\n\u592e\u884c\u51b3\u5b9a\u63d0\u9ad8\u5229\u7387\u3002<\/font>
\n(La banque centrale a d\u00e9cid\u00e9 d’augmenter le taux d’int\u00e9r\u00eat.)<\/p>\n

\u80a1\u7968 (G\u01d4pi\u00e0o)<\/b> – Action. Titre de propri\u00e9t\u00e9 repr\u00e9sentatif d’une fraction du capital d’une entreprise, pouvant \u00eatre achet\u00e9 ou vendu en bourse.
\n\u4ed6\u5728\u80a1\u5e02\u6295\u8d44\u4e86\u5f88\u591a\u80a1\u7968\u3002<\/font>
\n(Il a investi dans de nombreuses actions en bourse.)<\/p>\n

\u8bc1\u5238 (Zh\u00e8ngqu\u00e0n)<\/b> – Valeurs mobili\u00e8res. Documents financiers n\u00e9gociables tels que des actions ou des obligations.
\n\u8bc1\u5238\u4ea4\u6613\u9700\u8981\u8c28\u614e\u8fdb\u884c\u3002<\/font>
\n(Les transactions de valeurs mobili\u00e8res doivent \u00eatre effectu\u00e9es avec prudence.)<\/p>\n

\u6295\u8d44 (T\u00f3uz\u012b)<\/b> – Investissement. Allocation de ressources financi\u00e8res dans l’espoir d’obtenir un b\u00e9n\u00e9fice futur.
\n\u6295\u8d44\u623f\u5730\u4ea7\u662f\u5f88\u591a\u4eba\u7684\u9009\u62e9\u3002<\/font>
\n(Investir dans l’immobilier est le choix de nombreuses personnes.)<\/p>\n

\u80a1\u4e1c (G\u01d4d\u014dng)<\/b> – Actionnaire. Investisseur poss\u00e9dant des actions d’une soci\u00e9t\u00e9 et ayant donc une part de la propri\u00e9t\u00e9.
\n\u6bcf\u5e74\uff0c\u80a1\u4e1c\u90fd\u4f1a\u53d7\u9080\u53c2\u52a0\u5e74\u5ea6\u4f1a\u8bae\u3002<\/font>
\n(Chaque ann\u00e9e, les actionnaires sont invit\u00e9s \u00e0 participer \u00e0 l’assembl\u00e9e annuelle.)<\/p>\n

\u8d22\u52a1 (C\u00e1iw\u00f9)<\/b> – Finance. La gestion de l’argent, y compris l’investissement, la budg\u00e9tisation, la pr\u00e9vision et l’analyse.
\n\u4e00\u4e2a\u516c\u53f8\u6210\u529f\u4e0e\u5426\uff0c\u8d22\u52a1\u7ba1\u7406\u8d77\u7740\u5173\u952e\u4f5c\u7528\u3002<\/font>
\n(La gestion financi\u00e8re joue un r\u00f4le cl\u00e9 dans le succ\u00e8s d’une entreprise.)<\/p>\n

\u8d26\u6237 (Zh\u00e0ngh\u00f9)<\/b> – Compte. Enregistrement financier repr\u00e9sentant les ressources disponibles ou les obligations d’une personne ou d’une entit\u00e9.
\n\u6211\u9700\u8981\u67e5\u770b\u6211\u7684\u94f6\u884c\u8d26\u6237\u4f59\u989d\u3002<\/font>
\n(J’ai besoin de v\u00e9rifier le solde de mon compte bancaire.)<\/p>\n

\u8d27\u5e01 (Hu\u00f2b\u00ec)<\/b> – Monnaie. Tout moyen d’\u00e9change accept\u00e9 dans les transactions \u00e9conomiques, traditionnellement sous forme de billets et de pi\u00e8ces.
\n\u4e2d\u56fd\u7684\u8d27\u5e01\u662f\u4eba\u6c11\u5e01\u3002<\/font>
\n(La monnaie chinoise est le yuan.)<\/p>\n

\u6c47\u7387 (Hu\u00ecl\u01dc)<\/b> – Taux de change. Le prix d’une monnaie par rapport \u00e0 une autre sur le march\u00e9 des changes.
\n\u6c47\u7387\u6ce2\u52a8\u53ef\u80fd\u4f1a\u5f71\u54cd\u51fa\u53e3\u3002<\/font>
\n(Les fluctuations du taux de change peuvent affecter les exportations.)<\/p>\n

\u5916\u6c47 (W\u00e0ihu\u00ec)<\/b> – Devises. Monnaies \u00e9trang\u00e8res utilis\u00e9es dans le commerce international et dans le march\u00e9 des changes.
\n\u6211\u4eec\u516c\u53f8\u9700\u8981\u8d2d\u4e70\u5927\u91cf\u5916\u6c47\u3002<\/font>
\n(Notre entreprise a besoin d’acheter une grande quantit\u00e9 de devises \u00e9trang\u00e8res.)<\/p>\n

\u503a\u5238 (Zh\u00e0iqu\u00e0n)<\/b> – Obligation. Titre de cr\u00e9ance repr\u00e9sentant un pr\u00eat fait par l’investisseur au gouvernement ou \u00e0 une entreprise, qui promet de le rembourser \u00e0 un taux d’int\u00e9r\u00eat sp\u00e9cifi\u00e9.
\n\u503a\u5238\u5e02\u573a\u53d7\u5230\u4e86\u6295\u8d44\u8005\u7684\u9752\u7750\u3002<\/font>
\n(Le march\u00e9 obligataire attire les investisseurs.)<\/p>\n

\u94f6\u884c\u8f6c\u8d26 (Y\u00ednh\u00e1ng zhu\u01cenzhang)<\/b> – Virement bancaire. Op\u00e9ration consistant \u00e0 d\u00e9placer des fonds d’un compte bancaire \u00e0 un autre.
\n\u6211\u901a\u8fc7\u94f6\u884c\u8f6c\u8d26\u652f\u4ed8\u4e86\u8d39\u7528\u3002<\/font>
\n(J’ai pay\u00e9 les frais par virement bancaire.)<\/p>\n

\u91d1\u878d\u5e02\u573a (J\u012bnr\u00f3ng sh\u00ecch\u01ceng)<\/b> – March\u00e9 financier. Espace de rencontre pour les acheteurs et les vendeurs de produits financiers tels que les actions, les obligations et les devises.
\n\u91d1\u878d\u5e02\u573a\u7684\u7a33\u5b9a\u5bf9\u7ecf\u6d4e\u81f3\u5173\u91cd\u8981\u3002<\/font>
\n(La stabilit\u00e9 des march\u00e9s financiers est essentielle pour l’\u00e9conomie.)<\/p>\n

\u4fe1\u8d37 (X\u00ecnd\u00e0i)<\/b> – Cr\u00e9dit. La capacit\u00e9 d’emprunter de l’argent ou de b\u00e9n\u00e9ficier d’autres formes de financement, bas\u00e9e sur la confiance qu’une personne remboursera la dette.
\n\u4fe1\u8d37\u5ba1\u6279\u8fc7\u7a0b\u53ef\u4ee5\u975e\u5e38\u590d\u6742\u3002<\/font>
\n(Le processus d’approbation de cr\u00e9dit peut \u00eatre tr\u00e8s complexe.)<\/p>\n

\u7ecf\u6d4e (J\u012bngj\u00ec)<\/b> – \u00c9conomie. La science qui \u00e9tudie comment les individus, les entreprises et les gouvernements allouent leurs ressources.
\n\u7ecf\u6d4e\u589e\u957f\u662f\u6240\u6709\u56fd\u5bb6\u7684\u76ee\u6807\u3002<\/font>
\n(La croissance \u00e9conomique est un objectif pour tous les pays.)<\/p>\n

Ces termes repr\u00e9sentent la base du vocabulaire \u00e0 ma\u00eetriser pour tout passionn\u00e9 du monde bancaire et financier chinois. En comprenant et en utilisant correctement ces termes, vous pouvez grandement am\u00e9liorer votre compr\u00e9hension de ce secteur dynamique et essentiel de l’\u00e9conomie chinoise.<\/p>\n","protected":false},"featured_media":1527651,"template":"","vocabulary_language":[3335],"class_list":["post-261585","vocabulary","type-vocabulary","status-publish","has-post-thumbnail","hentry","vocabulary_language-chinois"],"acf":[],"yoast_head":"\nTermes chinois utilis\u00e9s dans le domaine bancaire et financier - Talkpal<\/title>\n<meta name=\"description\" content=\"Le monde bancaire et financier chinois est un univers riche en termes sp\u00e9cifiques qui sont essentiels \u00e0 comprendre pour toute personne int\u00e9ress\u00e9e par\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/talkpal.ai\/fr\/vocabulary\/termes-chinois-utilises-dans-le-domaine-bancaire-et-financier\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Termes chinois utilis\u00e9s dans le domaine bancaire et financier\" \/>\n<meta property=\"og:description\" content=\"Le monde bancaire et financier chinois est un univers riche en termes sp\u00e9cifiques qui sont essentiels \u00e0 comprendre pour toute personne int\u00e9ress\u00e9e par\" \/>\n<meta property=\"og:url\" content=\"https:\/\/talkpal.ai\/fr\/vocabulary\/termes-chinois-utilises-dans-le-domaine-bancaire-et-financier\/\" \/>\n<meta property=\"og:site_name\" content=\"Talkpal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=100090733639311\" \/>\n<meta property=\"og:image\" content=\"https:\/\/talkpal.ai\/wp-content\/uploads\/2024\/10\/talkpal_flat_illustration_of_a_employees_working_together_happi_c674ff77-e477-4e09-835a-01d30e561e99.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@talkpalai\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/talkpal.ai\\\/fr\\\/vocabulary\\\/termes-chinois-utilises-dans-le-domaine-bancaire-et-financier\\\/\",\"url\":\"https:\\\/\\\/talkpal.ai\\\/fr\\\/vocabulary\\\/termes-chinois-utilises-dans-le-domaine-bancaire-et-financier\\\/\",\"name\":\"Termes chinois utilis\u00e9s dans le domaine bancaire et financier - 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