{"id":260071,"date":"2024-05-06T21:30:17","date_gmt":"2024-05-06T21:30:17","guid":{"rendered":"https:\/\/talkpal.ai\/vocabulary\/terminos-japoneses-para-servicios-bancarios-y-financieros\/"},"modified":"2024-05-06T21:30:17","modified_gmt":"2024-05-06T21:30:17","slug":"terminos-japoneses-para-servicios-bancarios-y-financieros","status":"publish","type":"vocabulary","link":"https:\/\/talkpal.ai\/es\/vocabulary\/terminos-japoneses-para-servicios-bancarios-y-financieros\/","title":{"rendered":"T\u00e9rminos japoneses para servicios bancarios y financieros"},"content":{"rendered":"

Cuando se trata de aprender un nuevo idioma, familiarizarse con el vocabulario especializado en distintos contextos es fundamental. En la cultura empresarial global, comprender los t\u00e9rminos relacionados con los servicios bancarios y financieros es esencial. En esta ocasi\u00f3n, nos enfocaremos en algunos t\u00e9rminos japoneses que te ser\u00e1n de utilidad si alguna vez necesitas hacer negocios en Jap\u00f3n o comprender informaci\u00f3n bancaria y financiera en este idioma.<\/p>\n

\u9280\u884c<\/b> (Gink\u014d – Banco)
\nSe refiere a una instituci\u00f3n financiera que ofrece diversos servicios como<\/a> dep\u00f3sitos, retiros, pr\u00e9stamos, entre otros.
\n\u3053\u306e\u9280\u884c\u306b\u53e3\u5ea7\u3092\u958b\u304d\u305f\u3044\u3067\u3059\u3002<\/font>
\n(Quiero abrir una cuenta en este banco.)<\/p>\n

\u652f\u5e97<\/b> (Shiten – Sucursal)
\nEs un local o dependencia perteneciente al banco donde se pueden realizar operaciones bancarias.
\n\u6700\u5bc4\u308a\u306e\u652f\u5e97\u306f\u3069\u3053\u3067\u3059\u304b\u3002<\/font>
\n(\u00bfD\u00f3nde est\u00e1 la sucursal m\u00e1s cercana?)<\/p>\n

\u9810\u91d1<\/b> (Yokin – Dep\u00f3sito)
\nCantidad de dinero que se guarda<\/a> en el banco<\/a> para su custodia y posible rentabilidad a trav\u00e9s de intereses.
\n\u6bce\u6708\u5c11\u3057\u305a\u3064\u9810\u91d1\u3092\u3057\u3066\u3044\u307e\u3059\u3002<\/font>
\n(Estoy haciendo dep\u00f3sitos poco a poco cada mes.)<\/p>\n

\u5f15\u304d\u51fa\u3057<\/b> (Hikidashi – Retiro)
\nLa acci\u00f3n de sacar dinero de una cuenta bancaria.
\n\u4eca\u65e5\u3001\u9280\u884c\u304b\u3089\u304a\u91d1\u3092\u5f15\u304d\u51fa\u3057\u307e\u3057\u305f\u3002<\/font>
\n(Hoy retir\u00e9 dinero del banco.)<\/p>\n

\u8caf\u91d1<\/b> (Chokin – Ahorro)
\nLa pr\u00e1ctica de guardar dinero regularmente para futuros usos o emergencias.
\n\u5b50\u4f9b\u306e\u305f\u3081\u306b\u8caf\u91d1\u3057\u3066\u3044\u307e\u3059\u3002<\/font>
\n(Estoy ahorrando para mis hijos.)<\/p>\n

\u53e3\u5ea7<\/b> (K\u014dza – Cuenta)
\nEs una cuenta en el banco que se utiliza para guardar y gestionar el dinero.
\n\u9280\u884c\u53e3\u5ea7\u306b\u30ed\u30b0\u30a4\u30f3\u3067\u304d\u307e\u305b\u3093\u3002<\/font>
\n(No puedo iniciar<\/a> sesi\u00f3n en mi cuenta bancaria.)<\/p>\n

\u632f\u308a\u8fbc\u307f<\/b> (Furikomi – Transferencia)
\nSe trata del proceso de enviar dinero de una cuenta bancaria a otra.
\n\u7d66\u6599\u306f\u6bce\u6708\u632f\u308a\u8fbc\u307e\u308c\u307e\u3059\u3002<\/font>
\n(La n\u00f3mina se transfiere cada mes.)<\/p>\n

\u8cb8\u3057\u51fa\u3057<\/b> (Kashidashi – Pr\u00e9stamo)
\nDinero que el banco permite utilizar a un individuo o empresa con la promesa de ser devuelto con intereses.
\n\u8eca\u3092\u8cb7\u3046\u305f\u3081\u306b\u9280\u884c\u304b\u3089\u8cb8\u3057\u51fa\u3057\u3092\u53d7\u3051\u307e\u3057\u305f\u3002<\/font>
\n(Recib\u00ed un pr\u00e9stamo del banco para comprar un coche.)<\/p>\n

\u91d1\u5229<\/b> (Kinri – Tasa de inter\u00e9s)
\nEs el porcentaje que se cobra sobre el dinero prestado o que se paga por los dep\u00f3sitos.
\n\u3053\u306e\u9280\u884c\u306e\u91d1\u5229\u306f\u3068\u3066\u3082\u4f4e\u3044\u3067\u3059\u3002<\/font>
\n(La tasa de inter\u00e9s de este banco es muy baja<\/a>.)<\/p>\n

\u70ba\u66ff<\/b> (Kawase – Cambio de divisas)
\nEs el acto de cambiar una moneda por otra, especialmente en transacciones internacionales.
\n\u70ba\u66ff\u30ec\u30fc\u30c8\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/font>
\n(Por favor, verifica la tasa de cambio de divisas.)<\/p>\n

\u30ed\u30fc\u30f3<\/b> (R\u014dn – Cr\u00e9dito)
\nEs un tipo de pr\u00e9stamo, generalmente con prop\u00f3sitos espec\u00edficos como la compra de un hogar o veh\u00edculo.
\n\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7533\u3057\u8fbc\u3080\u3064\u3082\u308a\u3067\u3059\u3002<\/font>
\n(Pienso solicitar un cr\u00e9dito hipotecario.)<\/p>\n

\u6295\u8cc7<\/b> (T\u014dshi – Inversi\u00f3n)
\nEs el acto de destinar recursos con la expectativa de obtener un beneficio o renta a lo largo<\/a> del tiempo.
\n\u5f7c\u306f\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u306b\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002<\/font>
\n(\u00c9l est\u00e1 invirtiendo en un nuevo negocio.)<\/p>\n

\u682a\u5f0f<\/b> (Kabushiki – Acciones)
\nSon las partes proporcional de la propiedad de una compa\u00f1\u00eda que se pueden comprar y vender.
\n\u682a\u5f0f\u5e02\u5834\u3067\u591a\u304f\u306e\u53d6\u5f15\u304c\u3042\u308a\u307e\u3059\u3002<\/font>
\n(Hay muchas transacciones en el mercado de acciones.)<\/p>\n

\u50b5\u5238<\/b> (Saiken – Bonos)
\nSon instrumentos de deuda utilizados por entidades para financiarse. Quienes los compran reciben intereses a cambio.
\n\u50b5\u5238\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u306f\u826f\u3044\u6295\u8cc7\u3068\u8003\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/font>
\n(Se considera que comprar bonos es una buena inversi\u00f3n.)<\/p>\n

\u5229\u76ca<\/b> (Rieki – Ganancia)
\nEs el retorno financiero que se obtiene de una inversi\u00f3n o transacci\u00f3n.
\n\u4eca\u5e74\u306e\u5229\u76ca\u306f\u53bb\u5e74\u3088\u308a\u3082\u9ad8\u3044\u3067\u3059\u3002<\/font>
\n(Las ganancias de este a\u00f1o son mayores que las del a\u00f1o pasado.)<\/p>\n

\u640d\u5931<\/b> (Sonshitsu – P\u00e9rdida)
\nSe refiere a la cantidad de dinero que se ha perdido en una actividad empresarial o inversi\u00f3n.
\n\u305d\u306e\u6295\u8cc7\u306f\u5927\u304d\u306a\u640d\u5931\u3092\u3082\u305f\u3089\u3057\u307e\u3057\u305f\u3002<\/font>
\n(Esa inversi\u00f3n result\u00f3 en una gran p\u00e9rdida.)<\/p>\n

\u7d4c\u6e08<\/b> (Keizai – Econom\u00eda)
\nEs el estudio de c\u00f3mo las sociedades utilizan los recursos escasos para producir bienes y servicios y su distribuci\u00f3n.
\n\u7d4c\u6e08\u304c\u6210\u9577\u3057\u3066\u3044\u308b\u56fd\u306f\u591a\u304f\u3042\u308a\u307e\u3059\u3002<\/font>
\n(Hay muchos pa\u00edses cuyo la econom\u00eda est\u00e1 creciendo.)<\/p>\n

\u4fe1\u7528<\/b> (Shiny\u014d – Cr\u00e9dito)
\nEs la confianza en la capacidad de alguien para pagar una deuda.
\n\u5f7c\u5973\u306f\u826f\u3044\u4fe1\u7528\u304c\u3042\u308a\u307e\u3059\u3002<\/font>
\n(Ella tiene buen cr\u00e9dito.)<\/p>\n

\u7834\u7523<\/b> (Hasan – Bancarrota)
\nEs la situaci\u00f3n legal en la que una persona o empresa no puede pagar sus deudas a los acreedores.
\n\u305d\u306e\u4f1a\u793e\u306f\u7834\u7523\u3057\u307e\u3057\u305f\u3002<\/font>
\n(La empresa se declar\u00f3 en bancarrota.)<\/p>\n

Conocer estos t\u00e9rminos no solo te permitir\u00e1 comunicarte de manera m\u00e1s efectiva en situaciones de negocios o al realizar operaciones bancarias en Jap\u00f3n, sino tambi\u00e9n entender mejor<\/a> la informaci\u00f3n econ\u00f3mica y financiera que forma parte del \u00e1mbito global. Aseg\u00farate de practicar estos conceptos y usarlos en contexto para optimizar tu aprendizaje del idioma japon\u00e9s<\/a>.<\/p>\n","protected":false},"featured_media":1527816,"template":"","vocabulary_language":[3322],"class_list":["post-260071","vocabulary","type-vocabulary","status-publish","has-post-thumbnail","hentry","vocabulary_language-japones"],"acf":[],"yoast_head":"\nT\u00e9rminos japoneses para servicios bancarios y financieros - Talkpal<\/title>\n<meta name=\"description\" content=\"Cuando se trata de aprender un nuevo idioma, familiarizarse con el vocabulario especializado en distintos contextos es fundamental. 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